How to cancel the credit card of CITIC Bank?

1. If you don't want to use the bank card, you can go directly to the bank counter to cancel your account with your identity certificate and bank card; If it doesn't cancel automatically, just cancel. The annual fee is the same, if you don't cancel it

Second, if the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time; If the bank card expires and the account balance is zero, you can directly cancel the account at the designated bank outlet. When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you.

If your card has not expired at the time of account cancellation, some banks stipulate that you need to go to the designated outlets to handle the card collection business, and then go through the formal account cancellation procedures after a certain period of time. This is mainly because if the cardholder makes a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, and the bank cannot settle the account normally.

Extended data:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

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