Is there a charge for SMS service in every bank?

When we use bank cards for consumption, we usually receive reminder messages, which also let us know where the funds in our bank cards go, and every consumption will be safer, so these messages actually involve a service fee.

Let's take four major behaviors as examples. Generally, you have to bind the SMS service, and then every money you spend will be sent by SMS. The short message fee is not very high, usually 2-3 yuan service fee per month. Most people who use bank cards, especially those with a large amount of money on them, will open SMS reminder service.

In addition to the four major banks, there are some banks that are free of charge, such as Bank of Communications, and there is a certain competitive relationship between banks. In order to improve their service quality, some banks launched free SMS service, and some banks had free SMS policy in the early days, and then began to gradually restore SMS charges.

Nowadays, credit card consumption has become the mainstream, and major banks have also adjusted the SMS reminder service for credit card consumption. Many banks have upgraded the original amount of free SMS reminders to 500 yuan, such as Shanghai Pudong Development Bank, Huaxia Bank and Ping An Bank. In other words, free texting has gradually begun to charge.

According to this statement, the bank's SMS service itself is charged, but the bank made some preferential policies in the early days and cancelled the SMS service fee. With the development of banking business getting better and better, formal fees will be gradually started in the future. Fortunately, this charging standard is not high. For example, the charge of Industrial Bank is 1 yuan a month, so we are still willing to open it.

But now banks have basically opened official WeChat accounts. We can bind the official WeChat accounts of banks and check the account status in real time, and it is free. For people who use banks less, we can take this approach.