I was cheated by the telecom, and now Bai Hua is overdue. I want to repay the loan by installment, but Bai Hua doesn't agree to installment, and the interest keeps rising. Who should I talk to?

The only thing you can do is call the police.

Tell the police about the fraud in detail, and the police will intervene in the investigation and evidence collection according to the information you provide.

If the police intervene in the investigation and collect evidence through the information you provide and decide that you have been cheated, they will file a case for investigation and give you a receipt.

You can upload the filing receipt to the customer service of Bai Hua Platform and negotiate to solve the loan repayment.