What should I do if my colleagues bother me with overdue phone calls? brief introduction

Colleagues owe online loans overdue, and now online loans call me. How can I refuse malicious harassment?

Tell everyone that several setting methods can avoid most harassing calls when using them, and the setting method is also very simple.

At present, China Mobile has launched a telephone anti-harassment function. You can activate it by sending the command KTFSR to 10086. If you are a Unicom user, you can send KT to 10655587 first, and then send Y to confirm when the SMS arrives. Unfortunately, China Telecom has not provided this service at present.

Mobile phone settings:

Click the setting option in the mobile phone, click the Do Not Disturb mode, click the content that allows disturbing, select only contacts, return, and click to manually turn on Do Not Disturb.

Record, ask him which platform he is from, and then call the police.

Inexplicably, as an emergency contact, if a borrower fails to pay back the money, the loan platform may call our mobile phone all day and let us help find the loan applicant; Or threaten us what responsibility we will bear if the loan applicant doesn't pay back the money. This kind of thing has a long history and has a great influence on our daily life.

I am worried, but there is really no need to worry. They're just bluffing. Legally speaking, we don't need to bear any responsibility. For such a person, you must not be afraid to pay back the money.

Let's introduce the methods of prevention and response:

First: when we receive any strange phone call, we should first ask the other party what is the matter, and then determine who the other party is. Even if you really know the person in the mouth of the collector, you must ask the other person's purpose clearly, otherwise you don't know how much trouble you have caused by answering others casually.

Second: When the collector asks about your friend's debt, he must give a decisive answer. I don't know. You dialed the wrong number and hung up. The dunner may call again, and it will remain stable at this time. After basically achieving the three links, the dunning company will regard you as an invalid contact and will not call you again in the future.

How to deal with frequent harassment?

First, telephone harassment software interception.

At present, the software for intercepting strange numbers on mobile phones is very convenient. If it is really annoying, set a strange number to intercept. In this way, the ears are quiet.

Second, the alarm processing

The main points of alarm are as follows:

1 harassment for more than three times.

When you called, you obviously refused.

Seriously affect personal daily life.

Based on these three points, plus your evidence.

I won't call you if you give it back to me.

Mark, blacken, delete, and set interception functions; Report.

If you don't pay back the money, one thing will kill you. You can buy delicious food if you want to have money.

Download and install 360 mobile guards on mobile phones, find the harassment interception tool after opening it, and set it with it.

Cut off the phone

What if my friend loans overdue always calls me to collect debts?

Loans overdue, a friend, keeps calling to collect debts. Users can remind their friends to pay back as soon as possible. As long as the friend runs the repayment operation, even if the debt is not paid off, the user will not encounter the collection call again. The user's mobile phone number is set as the contact number by a friend, so when the friend's loans overdue doesn't repay the money, the user may receive a collection call.

Because the collection staff will call the collection phone through the network dialing software, it is invalid to hack a single number. Only by letting friends repay as soon as possible will the frequency of collection be reduced, and even collectors will not continue to collect. If a friend is unable to repay the loan, he can apply to the lending institution for repayment through negotiation. After the negotiation is successful, he can repay the loan as agreed in the negotiation. If negotiation fails, overdue debts must be paid off as soon as possible.

Loans overdue, a friend, when a user encounters a collection call, it will only affect the user's daily life and will not affect the user's personal credit.

Friends overdue, online loan collectors come to the door, you do it!

If a friend owes money and doesn't pay it back, as an emergency contact, he will definitely be harassed. Is it unfair and helpless to receive a few phone calls a day to ask you to help him repay?

Rabbit guessed that this kind of thing must have happened to more than one friend. First of all, if you are just an "emergency contact", it will have little impact on you. But some unscrupulous collections will tell you that you are a "guarantor" and ask you to repay your friends' debts. What is the correct way to deal with this situation?

When you receive such a call, you should immediately indicate that you did not apply for the loan yourself, nor did you spend it with the borrower. The lender knows nothing when applying for a loan, so it is not the guarantor of the lender's application for a loan, so you have nothing to do with the loan and have no obligation to repay it for the lender. The answer can be clear: no more harassment.

If the collection agency still bothers you after indicating its attitude, you can complain to the relevant departments or regulatory agencies. The state is currently rectifying cash loans.

In addition, take the initiative to contact the lender, explain to him that his fault has seriously affected his life, ask him to repay as soon as possible, and remind him not to set himself as an emergency contact. If you can't contact the borrower, you can try to contact his parents and family and ask them to convey it on their behalf. If your friend really doesn't care, don't give the contact information of the other parent to the collection platform because of harassment. After all, there is nothing wrong with parents. Although it is selfish to make you an emergency contact, we can't be so selfish! If there is really no way, just pull down the collection phone or set a strange number to avoid harassment.

If all the above methods fail, you can try the following methods!

Don't give up your friends easily.

Play the fool and pretend to be unfamiliar, and give him a delay so that he can face the debt positively. Don't disclose the address of the borrower, let alone the relationship between you, and pretend to be unfamiliar with the borrower. If the average collector finds that you don't even know the borrower, he will fall into a brain blank and don't know how to reply to you. At best, he will argue that you are lying, and then there is nothing he can do. After all, I don't know what the actual situation is by phone.

Emergency contacts don't have to use the party.

Secondly, when the borrower leaves a message as an emergency contact. It's too late to get rid of the relationship But don't be too old-fashioned

First, the emergency contact may not have the responsibility to pay back the money. Second, the emergency contact should be someone who has a special relationship with the borrower-relatives and close friends. If the platform does not verify the relationship, and we do not have such a strong relationship with the borrower, we can explain it to the other party. If the friend does lose contact at this time, we can return this glorious and arduous task to the collector himself.

Repeated harassment, such a response

The platform has the borrower's mobile phone number and service password, and knows the recent call records like the back of his hand. If you have been in contact with this evil friend recently, you are probably the object of harassment.

If the collector keeps harassing you, you can make up some lies and tell him that the borrower borrowed your money and didn't pay it back. You are a victim, too. You can also choose to record the content of malicious harassment, and then seriously tell the other party that the evidence has been retained. Call the police if you are harassed again, which can avoid the trouble of being collected again.

Learn from a painful experience, quit gambling and other bad hobbies, and avoid making friends.

How to solve the problem that the collection phone keeps calling? Three ways to deal with collection calls easily

There are more and more platforms that can provide loans to people in the market. Many borrowers have accumulated a lot of debts because of impulsive consumption or habitual consumption in advance, which eventually leads to their inability to repay. Finally, loans overdue. After loans overdue, you will receive a reminder call. How to solve the problem that the collection phone keeps calling? Three ways to make it easy for everyone to deal with collection calls!

How to solve the problem that the collection phone keeps calling?

1, active communication

When the borrower receives a collection call, he must not blindly avoid it, which will only make more and more collection calls. What matters is the borrower's repayment attitude and willingness. The borrower can choose to contact the collector actively to show his current situation and then inform the collector of his current income.

It is best to make a more detailed repayment plan and negotiate with the collection staff. After all, the original intention of the collectors is to recover the arrears. As long as the borrower has a good repayment attitude, the collection staff will not increase the difficulty.

Step 2 be sued

If the borrower really doesn't want to be harassed by the collector, he can let the lender sue himself. When the borrower is sued, the court will organize the borrower to negotiate with the lender, and can also talk about applying for extension or interest reduction. Moreover, after being sued, the court will make corresponding adjustment measures according to the borrower's economic situation.

3. Prosecute the payee

If the collection staff keeps calling the borrower's phone, or even frequently contacts the borrower's family, friends or units, it is equivalent to "soft violence collection". Soft violence collection has been punished, and the borrower can choose recording, short message screenshot, etc. After collecting relevant evidence, he can directly sue the collector.

The above is the related content sharing of "How to solve the problem of non-stop collection", I hope it will help everyone!