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How much is the handling fee for the receipt code of rural commercial banks?
Merchants who want to open the QR code collection business can go to the rural commercial bank in your area with your business license, debit card, ID card and official seal.
Extended data:
Under normal circumstances, bank card QR code collection requires a handling fee, but the handling fee rate of different banks is different. In addition, the handling fee will be deducted directly when the QR code of the bank card is charged, and the amount of the user account has actually been deducted.
The collection rate of CCB's QR code is 0.25%;
The collection rate of two-dimensional code of Agricultural Bank is 0.2%;
Ping An Bank's QR code collection rate is 0.35%;
There is no handling fee for the bank of communications to collect money by QR code, and individuals can collect money in real time by using QR code for fund transactions.
Processing method of bank card collection code:
Bank cards can open two-dimensional codes to collect money, and different banks open them in different ways. Here, take the Agricultural Bank as an example:
1. Download and install the Agricultural Bank of China on the mobile banking app;
2. Open the Agricultural Bank app, and click Login Personal Account. If it is the first time to log in, the Agricultural Bank will ask you to send an activation code before you can activate the login;
3. Then follow the prompts to enter your mobile phone number and enter your password to log in to your mobile banking account;
4. After logging into your personal account, click "Home Page" in the lower left corner of mobile banking, and you can see "Agricultural Bank Express E Pay" in the home page interface. If you don't see "Agricultural Bank Express E Pay", you can click "All" on the "Home Page" and drop down the "All" interface. You can see "Agricultural Bank Express E Pay" in the life category, or enter "Agricultural Bank Express E Pay" through the top search function, or you can find it.
5. Then open "ABC Express E Payment", and a service agreement will automatically pop up in the interface. Individuals need to click "agree";
6. After agreeing to the service agreement, individuals can use ABC Express E-payment, and the QR code can directly collect and pay on this interface.
Application conditions for a bank's personal collection code: you need to have an account of the bank and open a registered mobile banking to apply for a personal collection code on the mobile banking app.
Application conditions for merchant's payment code: you need to open a bank settlement account in the bank (both counter and mobile banking can apply for registration). The information provided includes bank card account information, ID card photo, store door photo, hand-held ID card photo, cashier photo and business license information. After the data is submitted, it will be reviewed, and the receiving code can be obtained after the review is passed.
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