Is the annual fee for CCB card a short message fee?

Ordinary debit cards are lower than those in 300 yuan every day, and there is a small account management fee of 1 yuan per month.

In addition, there is an annual fee of 10 yuan.

If there is SMS reminder service, 3 yuan will be deducted every month and 27 yuan will be deducted for one year. But when there is no money on the card, it will not be deducted, and it will not be deducted cumulatively every month.

Even if there is no money on the card, a small account management fee and annual fee will be deducted every month.

So you can calculate that if you save money, these two parts will be deducted immediately.

If you really want to use a bank card, you'd better get a new one.

The bank card automatically goes to sleep within 2 years when it has no money, and it will be cancelled in a few years, which will not affect credit and so on.