What if CCB fails to withdraw cash from its credit card? You can try to do this!

CCB's credit card issuance is second only to ICBC's, which has a lot to do with its low application threshold. However, because CCB credit cards are relatively easy to apply for, the amount of card approval is not very high, usually1~ 30,000 yuan, and some even get thousands of food cards, so it is difficult to raise the amount by raising cards. If your CCB credit card withdrawal fails, I suggest you try the following methods:

1, and grasp the appropriate withdrawal time.

Many cardholders can't withdraw their credit cards from CCB, mainly because they haven't used them long enough. After all, there are two kinds of CCB credit cards: temporary withdrawal and fixed withdrawal, and the withdrawal time requirements of different lines are also different. Generally, you need to call the bank to apply for a fixed amount after 6~7 months. You can apply for a temporary credit card after 3~4 months.

2. Improve the utilization rate of credit card limit.

Many card friends have a credit card limit of tens of thousands, but the monthly consumption limit is only a few hundred, and there are very few thousands. This will make the bank feel that your credit line can fully meet the daily consumption needs, and it is a waste to give you a higher credit line. Because you don't need it, applying for withdrawal will definitely end in failure.

If you want to raise the amount smoothly, it is suggested that it is best to use 30%~70% of the amount every month, brush more in small amounts, and occasionally brush a few large amounts, so as to diversify the types of merchants as much as possible, which will help to raise the amount.

3. Brush more physical businesses with points.

Many cardholders have applied for CCB credit cards, but they often trade online, so that they not only have no points, but also are easily suspected of cashing out by banks. Here I suggest you brush more physical businesses. CCB will often push some merchants' preferential information by SMS, and it is also helpful for merchants who cooperate with CCB to swipe their cards.

4. Develop a good habit of using cards

The credit card has an overdue record, or the cardholder is suspected of cashing out, which will affect the success rate of cash withdrawal. Therefore, everyone still needs to develop a good habit of using credit cards, which is also the most critical prerequisite for cash withdrawal by credit cards.