What if the customer service refuses to negotiate a three-year installment?

Why does this sentence sound like you are blaming others for not wanting you to be phased? You know, you started to make mistakes in this matter, because you owed money to others and you didn't pay it back on time. Now you made a mistake. Of course, others won't agree to your request, and you haven't owed a day or two for such a long time. If it means that when you first signed the contract, you felt that you were in trouble now and there was no way to pay it off. If you discuss with him that you want to pay off in installments, he may still promise you, but it has been three years, how can people promise you?

In this case, if you are afraid of being sued or threatened by others, then you should try to pay off the money quickly, so that people will naturally leave you alone and will not want to contact you again. After all, you two are related because of money. Now that you have paid off, there is no reason for others to look for you. As long as you stop touching this thing, we'll be even in the future.

But if you don't want to pay back the money, that's fine. It's been so long now anyway. You reported my address book before, and I'm not afraid of these things. Then you won't answer his phone, no matter how he leaves a message. It won't affect you anyway. You can't see it, but you have to be strong inside to do it. Otherwise, you will see these calls.

I don't think you need to think too much. Customer service will definitely not agree with your request. After all, they don't trust you. How can people trust you? So the only idea they can get in touch with you now is that you should pay off all the money at once, and you won't be given another chance in stages, because who knows if you will disappear again and pay back the money.