Brief introduction of Luzhou commercial bank

At present, Luzhou City Commercial Bank has four tier-one branches with 265,438+0 outlets. The bank card is called "Wine City Card". Luzhou City Commercial Bank is the only local commercial bank in Luzhou City. It was founded in September 1997, and has gone through nearly 10 years. Luzhou Commercial Bank, which was formed by the original urban credit cooperatives and rural credit cooperatives, has now grown into a new force in Luzhou financial industry.

Luzhou City Commercial Bank is a joint-stock company, which belongs to a local financial enterprise controlled by the state. The largest shareholder is the local finance, and other shareholders include LU ZHOU LAO JIAO CO.,LTD Co., Ltd., Lutianhua and other state-owned joint-stock enterprises. There are dozens of corporate shareholders and thousands of individual shareholders, which belong to the first-class corporate enterprises.

Since its establishment, Luzhou Commercial Bank has always adhered to the business purpose of "serving the local area, serving small and medium-sized enterprises and serving the public" and strived to build a "citizen bank" and a "partner bank for small and medium-sized enterprises".

Over the years, Luzhou City Commercial Bank has highlighted local characteristics, actively supported local economic development, and strived to serve the general public. First, it does not operate across regions, and all credit funds are invested locally to support Luzhou's economic construction; Second, vigorously support the development of SMEs. Since its establishment, the loan ratio of small and medium-sized enterprises has remained above 70%, with emphasis on supporting a number of key enterprises in industrial planning and development in provinces and cities, such as Da Nong Food Company, Jusen Paper Company, Bangli Heavy Machinery Company, He Yi Electric Power Company and Sanxi Group Company. Third, actively solve the "urgent and difficult" problems of local economic development and vigorously support the development of social welfare undertakings such as municipal engineering construction, education and medical care; Fourth, emancipate the mind and innovate constantly. In recent years, we have launched a variety of SME guarantee companies to guarantee loans, accounts receivable, warehouse receipts, charging rights and real estate income rights pledge loans, and constantly expand the guarantee methods. In 2006, we launched a micro-enterprise loan business with simple procedures, quick handling and flexible guarantee to meet the short-term liquidity needs of micro-enterprises and individual industrial and commercial households. Fifth, constantly meet the financial needs of citizens. In recent years, personal consumption credit (automobile consumption loans and housing mortgage loans) and small secured loans for laid-off workers have been actively carried out, investment in science and technology has been increased, "wine city cards" and agency fees have been opened, and wage secured loans have been introduced to meet the credit needs of working-class people; Sixth, advocate personalized and humanized financial services, actively carry out a series of activities such as striving for "star of quality service, window of quality service" and "youth civilization number", and comprehensively improve service quality, which has been well received by the society.