How does China Construction Bank Mobile Bank handle the conversion of stock mortgage pricing benchmark? Teach you how to operate by hand

The major banks have started the conversion of stock mortgage pricing benchmark, and there are many channels to handle it. For example, China Construction Bank can handle it through counters, mobile banking and other channels. Here is a brief introduction to the issues related to the conversion of mortgage pricing benchmark by China Construction Bank's mobile banking.

How does China Construction Bank Mobile Bank handle the conversion of stock mortgage pricing benchmark?

First, the lender needs to become a contracted customer of China Construction Bank's mobile banking. Then, if he wants to upgrade his mobile banking to or above, he can log in to China Construction Bank's mobile banking and handle the conversion of personal housing loan pricing benchmark according to the prompts.

Handling method: CCB mobile banking login-loan-mortgage interest rate conversion-selecting interest rate scheme ("LPR+ floating interest rate" or "fixed interest rate")-confirmation and submission. The loan status changes to "Confirmed", indicating that the loan interest rate conversion business has been successfully processed.

If it is the same loan, you will see the same loan sign when logging in to the mobile banking-loan interface. The main lender or the same lender can initiate the pricing benchmark conversion according to the above steps, select one of the interest rate adjustment schemes, and the other lender can only succeed after logging in to the mobile banking to confirm the scheme. If one of the objects, the conversion will fail.

Precautions:

1. Pricing benchmark can only be converted once, and cannot be converted again after conversion. After applying for conversion, the batch will take effect on the same day, and the bank will inform you by SMS after it takes effect.

2. For loans with * * * loan conditions, borrowers can choose mobile banking, online banking and intelligent teller machines to cross-apply, but personal loan centers and outlets cannot cross-accept.