How much is the SMS service charge?

The short message service fee generally refers to the short message prompt sent by the bank to the consumer when the funds in the consumer's bank account change. Consumers can log on to the relevant bank in official website to inquire about the specific charging standards, which may be adjusted by each branch. The specific price is subject to the final announcement of the outlets.

The SMS service fee will be charged from the signing day. If consumers enjoy the free probation period, they will start charging on the day after the end of the free probation period, and then charge monthly (including the billing cycle) or monthly. Each billing cycle is from the start date of the current cycle to the day before the start date of the next cycle.

If consumers need to cancel the SMS service fee, they can customize the message service pages of mobile banking and online banking, close them by themselves according to the page prompts, or cancel the SMS reminder service at the relevant banking outlets. Some banks (such as China Construction Bank) provide free SMS reminders for all credit card withdrawals, foreign currency transactions and large RMB transactions in 500 yuan and above.

If consumers have more such services, they can keep the SMS reminder service. If the funds in the user's account are insufficient to pay the SMS service fee, it is necessary to pay the fee in time. After paying the SMS service fee, resume the SMS reminder service in real time. If the payment fails, the user can bring his valid ID card, bank card and contracted mobile phone to the relevant bank for processing.

The content of this article comes from People's Republic of China (PRC) Financial Code: Application Edition by China Law Publishing House.