In 2022, "Alipay Scam" reappeared? Someone lost180,000! Beware of strangers' phone calls.

Mobile payment technology has changed people's payment methods and brought us into the cashless era. I believe everyone has a deep feeling for its convenience. However, the constant emergence of new technologies and products not only facilitates our lives, but also gives some swindlers and lawless elements an opportunity.

When Alipay and WeChat payment technologies are deeply rooted in people's hearts, various scams about them are also emerging one after another. Have you ever received a phone call from the other party who lied that he was Alipay customer service?

If you have received this kind of call, are you familiar with the following words?

"Excuse me, are you XXX? I am the official customer service of Alipay. I found here that you graduated from XXX school and are a student of XXX class. After verification, your current identity authentication is still a student at school. According to the new national credit information regulations, you need to modify your certification status in time, otherwise your credit information will be affected. "

Since last year, I have received many similar calls. Sometimes the other party lied that he was Taobao customer service, and some people would say it was Tmall customer service, but the most common thing was to lie that he was Alipay customer service.

Alipay's new scam

There is a concept to be distinguished here. This does not mean that Alipay has a scam, but that the liar uses Alipay as a cover and falsely claims that he is the official customer service of Alipay, thus defrauding users. After all, almost everyone has an Alipay account, so the scammer catches the user. Pay special attention to the psychology of AliPay.

A Mr. Liu shared his experience of almost being cheated. Mr. Liu said that on June 5438+ 10, 2022, he received a call claiming to be the official customer service of Alipay, and the other party asked him to change his identity authentication in time. Because his Alipay identity is still a college student, if he doesn't change it, it will affect his future use and personal credit information.

At first, Mr. Liu didn't care and hung up the phone in a hurry. Unexpectedly, in the days that followed, he often received phone calls, including "Taobao Customer Service", "Tmall Customer Service" and even "Bai Hua" and "Borrowing Bai", and the conversation content was basically the same as the first call. What makes Mr. Liu relax his vigilance most is that every different customer service can accurately tell his personal information.

The scammer just caught the user's fear of credit information being damaged and carried out a round of attacks. When the swindler saw that Mr. Liu believed it, he offered to help Mr. Liu untie his identity information and promised to complete it under the supervision of the video conference of the China Banking Regulatory Commission. If there is any problem, he can complain to the offline department. Mr. Liu, who relaxed his vigilance, began to act according to the instructions of the other party.

The screenshots are all PS.

After accessing the video, Mr. Liu saw that the other party was dressed appropriately and really looked like customer service, so he opened the screen according to the requirements of the liar and let the other party guide him. After a while, he received an email from "Yin Baojian". The content of the email is a picture, which records all kinds of information about Mr. Liu himself. The most eye-catching position also said that the credit information was reduced by 64%!

Obviously, this picture is fake, and the PS trace is obvious, but because it was seen in the video picture, and Mr. Liu was also very flustered at that time, no abnormality was found in the picture. At that time, his idea was to untie the change information and restore the credit information.

The liar also noticed the change of Mr. Liu's expression, so he pushed the boat with the water and clearly told Mr. Liu that the credit information was damaged because one line of micro-loans was not emptied.

Then the liar prompted Mr. Liu to send a text message to the bank and get the verification code ... Note that these operations were recorded by the liar under the gaze of the liar!

In the last step, the liar told Mr. Liu that as long as the amount in the micro-loan is reflected in the bank card, he can complete the amount. At this time, Mr. Liu suddenly realized! Isn't the other party Alipay customer service? Why did you go to micro-loan operation again? After discovering that something was wrong, he quickly hung up the phone!

Coincidentally, another Mr. Zhao also received the same fraudulent phone call! He was cheated in the same way as Mr. Liu. In the last step, he even offered to borrow 1.8 million yuan! Fortunately, he installed an anti-fraud APP on his mobile phone and received a call from the police to stop the transfer in time. If the loan is successful, the money will go into the liar's pocket, and the consequences will be unimaginable!

Young people must pay attention.

This kind of scam is mainly aimed at young people, because almost all young people have opened internet financial accounts, and some people also spend in advance. Many people have also used online loans, and flies don't bite seamless eggs. It is precisely because young people like to spend money in advance and care about credit reporting that scammers have an opportunity!

But whenever, remember that the official customer service rarely contacts you! It won't let you use your mobile phone to send short messages to the bank, so once you meet a strange phone call, especially when you are asked to operate according to the other party's intention, you must pay attention!

Any platform has online customer service, so before you have any questions, you should take the initiative to contact online customer service to solve your doubts, instead of being led by a liar.