What happened when the transaction of China Construction Bank was rejected?

CCB's refusal of this transaction refers to the situation that CCB prohibits cardholders from trading, for the following reasons.

1. The bank card has not been suspended for over-the-counter transactions for half a year. In this case, you can bring your bank card and ID card to any CCB outlet to ask for lifting the suspension of over-the-counter transactions.

2. Because the bank card has a bad transaction record, or the personal information is not updated in time, it is necessary to let the staff who handle the bank card know after the user's personal information is updated.

3. The consumer made repeated payments for many times in a short period of time, and was suspected of cashing out, money laundering, fraud and other illegal acts. The system refuses to deduct money, which requires you to provide a reliable voucher for the user's bank card funds to enter and exit. It should be noted that accounts related to money laundering, fraud, online gambling, etc. may have a primary or secondary relationship, which will be frozen. If a user uses a 3D card to spend money, but the 3D verification code is not filled in during the payment process, the system will judge it as an unauthorized transaction, and there are also cases where the deduction is refused.

The maximum amount of online bank transfer of CCB is 5 million yuan. The transaction limit of China Construction Bank's online banking shield is as follows:

1. The transfer limit and online payment limit of the first-generation online banking shield customers (without SMS verification setting) are 5, yuan, with a daily cumulative of 1, yuan. SMS verification service can be opened through the menu of "Settings-SMS Settings-SMS Verification Settings" of personal online banking, and the maximum transfer limit can reach 5 million yuan per day (each branch may adjust, and the specific limit shall be subject to the setting of the branch).

2. The transfer limit for the second-generation online banking shield customers is a single transaction with a daily cumulative amount of 5 million yuan; The online payment limit is 5, yuan per day. Note: The limit of transferring (expedited) business of CCB to other banks is 5, yuan.

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Time for the transfer and remittance of CCB to arrive at the account

1. As the remitter, CCB provides three remittance methods: CCB counter, smart teller machine, online banking, mobile banking and telephone banking (in which real-time interbank transfer of online banking is divided into expedited and ordinary interbank transfer), two hours later and the next day (remittance at : the next day). After the funds are remitted:

(1) CCB transfers funds to CCB: the funds are received in real time;

(2) CCB transfers money to other banks: the time of receipt depends on the handling situation of the People's Bank of China and the receiving bank, which is actually subject to the receipt account. Under normal circumstances, real-time (online banking is urgent) inter-bank transfer of less than 5, yuan (inclusive) will be handled, and the funds will be received in real time.

2. CCB is the payee: After receiving the remittance, CCB will immediately make an account entry if the information is verified. If the funds have not arrived for a long time, please contact the transfer-out bank for verification.

operating environment: China construction bank version 7.2. vivoS9e mobile phone version V248A.