The turnover of second-hand houses in Hefei dropped by 40%. What is the reason for this phenomenon?

In the case of new house purchase restriction and price limit, the price of some new houses is distorted, and second-hand houses can best reflect the current situation of the property market. Some people say that when the negative factors in the market increase, the price of the second-hand housing market decreases, and the transaction volume drops sharply, the turning point of the property market may really come. Judging from the current situation of Hefei property market, there are already signs.

First of all, Hefei has implemented a strict policy of restricting purchases and loans. Hefei local accounts can only buy 2 suites, and foreign accounts can only buy one set after one year of social security. The proposed new talent policy may be stillborn. So you must be qualified to buy a house first.

Secondly, banks have tightened mortgage funds, and mortgage interest rates have been raised for 20 consecutive months. 20 18, 15 Since September, the interest rate of the first suite has increased by 20%, with a down payment of 50%, and the interest rate of the second suite has increased by 30% with a down payment of 60%. Many banks don't have quotas, so it's difficult to get a mortgage.

And the original price close to the people's plate began to have an "unattainable" trend, and the original price close to the people's plate also began to have an "unattainable" trend in this round of housing price changes. For example, in the high-tech zone, the floor price of a piece of land that was just sold in May this year has exceeded 10,000, which means that the price of the next pure new site will go up a step.

At present, it is not too late to get on the bus at any time, whether it is just needed or improved housing. After all, the house is for living, not for speculation. Getting on the bus as soon as possible is the way for buyers to buy a house.

The school district houses or houses in good locations in Hefei are overpriced. For example, the bidding for some second-hand houses in government areas is almost 40,000, which is too high, so the investment cost will be high, and it is not clear how much it will rise in the future. No one wants a house with a bad location or property. For example, there is a community at the intersection of Wang Qian. The house is half cheaper than the surrounding property, so few people care about it.

Those with insufficient funds buy the new center in the east and the new canal city in the west, those with insufficient conditions buy the new center in the east and the new canal city in the west, those with insufficient conditions buy Feixi and Feidong (Dazhong Road East), and those with sufficient funds grab the government plate and financial plate of Hubin Province. Hefei is a clear master of venture capital. If you follow Hefei's plan, you won't lose money.

202 1 has been suppressed for one year, 2022 is a frog boiled in warm water, and 2023 may be opened soon. Things start at 20,000+,and lakeside starts at 3+. In addition, the school district will become an IQ tax, although it is a bit sour. If you get rich by hard work, don't pay this IQ tax. If you get rich, you can return your wealth to society in this way.

From a financial point of view, houses are different from ordinary commodities. From a financial point of view, houses are different from ordinary commodities, and real estate involves the financial system of the country and the fiscal revenue of the government! Therefore, in China's social system, the government has absolutely strong control over real estate, and will not allow a major crisis in real estate, because once a real estate crisis occurs, it will impact the entire financial system and fiscal revenue.

Therefore, the domestic real estate market must be developing steadily, and the house price will gradually rise with the development of GDP, but it will not skyrocket! Therefore, for users who just need it, buying it in advance is definitely more suitable than buying it later!

From the real estate itself, the house must be the most valuable commodity! Even if the house price doesn't rise by a penny. But with the passage of time, such as 100 yuan now, 10 years later, it will only be worth 50 yuan. So now 1 10,000 houses will be equivalent to 2 million in the future!

It is not recommended to buy an old and shabby house, which is easy to hit your hand unless there is a school district housing blessing. Unless there is a school district room blessing, it is easy to get it. Although the housing price in Hefei is divided, many second-hand houses145,000 can still be bought. If the budget on hand is really limited, you can buy it, but try not to touch it.

If it is an investment, it is recommended to slow down. At present, the mortgage interest rate is too high, the cost is not low, and the housing price in Hefei is already very high. Even if there is room for appreciation, the mortgage interest rate may not be much left, especially if it is divided into regions, it may still lose money. This is the case with housing prices in Feidong and Xinzhan areas.

Just need to improve, you can buy high-quality regional core real estate. 16 is crazy. At that time, the result was that Hefei doubled as a whole, but there was no regional difference. Later, although Hefei's housing prices were low, but the regional differentiation, many high-quality plates rose greatly. Therefore, if this wave rises, it is recommended that high-quality areas choose real estate.