How to borrow Wanda loan?

Generally, the repayment is verbally persuaded first, but if it is not possible, the dunning will come to the door.

1. Will Wanda Pratt & Whitney come to collect money after the deadline?

1, collection means

Now many collections will collect debts in this way. If you don't know the routine, you are easy to be fooled. After all, the quality of people in the collection industry is uneven. It is not ruled out that some collections will use this kind of threat, deception and deception, claiming that they will come to collect debts.

2. Official explanation

Wanda Pratt & Whitney's customer service said that if the current bill is overdue, they do not rule out entrusting a third party to help repay, nor do they rule out checking your credit status at home. The implication is that outsourcing to a third-party collection company may lead to home collection.

3. Actual situation

Judging from the feedback from online users, there are basically no examples of real door-to-door collection, because Wanda Pratt & Whitney mainly provides online loan services, the amount of pure credit loans is generally not high, and the cost of door-to-door collection is too high, so this method is generally not adopted.

Second, what happens if Wanda Pratt & Whitney is overdue?

1, telephone collection. Once overdue, the staff will contact you immediately. In order to avoid affecting personal life, it is recommended to repay as soon as possible.

2. Credit report. Wanda Pratt & Whitney will not only check the credit information, but also leave a bad record after the deadline, which will affect the future purchase of a house and a card.

In short, Wanda Pratt & Whitney rarely takes the form of door-to-door collection.

1. Wanda Pratt & Whitney is a loan platform under Wanda Group and is committed to providing loan services. Wanda Pratt & Whitney is an online loan operated by Guangzhou Wanda Pratt & Whitney Network Co., Ltd., which belongs to Wanda Financial Group. Wanda Hewlett-Packard is a small Internet financial platform and one of the loan methods for daily consumption. Generally, the amount is below 50,000, and the term is short. Banks and lending institutions will provide it, but it requires a lot of qualifications. You must have certain qualifications to apply. Wanda Hewlett-Packard is very strict in examining customers' qualifications, so it is necessary to examine customers' personal credit information. If a customer has many bad records in the credit investigation, it is generally impossible to apply for a loan successfully.

2. Pratt & Whitney has been connected to the central bank's credit information system, so it is in the credit information.

3. Register an account with my mobile phone number, prepare to submit ID cards, savings cards and other documents, improve the information according to the prompts, and take photos to upload the certificate information. When taking photos, you must bring all the documents as required to avoid the loan application being rejected.

Wanda loan application conditions: teach you how to apply for Wanda loan.

Wanda Loan is a conscience online loan with a very good reputation. The maximum is 200,000 yuan, and the minimum is 1 1,000 yuan. Its biggest advantage is no routine, low application threshold, low interest and fast payment. 20180,000 loan application conditions? Details are as follows:

1, Wanda loan is over 22 years old, college students can't apply, suitable for office workers;

2. Fill in the company information and positions in detail, and the application success rate of institutions, top 500 enterprises, well-known enterprises and state-owned organs is high;

3. Mobile phone number of ID card, debit card and real-name authentication;

4. Personal credit report;

5. Phone number of the contact person.

Wanda Loan is a popular platform for grabbing quotas. Not everyone can apply. Only invited customers can apply.

In fact, the application conditions and application materials of Wanda Loan are very simple. As can be seen from the application conditions, the unit, credit information and contact telephone number are all important conditions.

1, personal credit information must be good, because Wanda Loan will check credit information, so online loan users generally cannot apply.

2. The registration time also matters. It is suggested to register a Wanda loan account. Even if there is no quota now, I will send you a text message in case of sudden relaxation, and you can apply for the quota when you receive it.

3. City and Wanda loans can be applied except Xinjiang, Hong Kong, Macao and Taiwan, but the credit line in economically developed areas will be higher.

Financing channels of Wanda Group

1. Bank funds Wanda Group relies more on the use of bank funds. From the analysis of Wanda's development projects, the loan types include: land mortgage loan. Development loan. Asset mortgage loan. Capital loan. Use lease mortgage loans and bank loans in different places. Wanda Group maintains good relations with domestic banks. Deep cooperation. The Financial Department of the Financial Management Department of the Central Bank also listed Wanda as a national pilot enterprise for real estate financial reform and enjoyed the "green loan" channel. You don't need to approve a single loan within 500 million yuan, you can approve it in two or three days. This kind of financial recognition and support is unique in China's real estate industry. Wanda has cooperated with Bank of China alone. China Construction Bank. China Agricultural Bank has signed the agreement of "General to General Letter of Credit". The so-called "total-to-total credit" means that commercial banks sign credit agreements with enterprises. After the signing of the agreement, enterprises will no longer need to perform the existing credit approval procedures step by step for loans in branches of commercial banks. Wanda was the first enterprise in China to try to operate mortgage loan in 2002. In 2003, the bank launched mortgage loan business with banks such as Bank of East Asia. Wanda was passive at that time. At that time, domestic banks refused to lend By the end of 2005, the four major state-owned banks had started this business. As collateral, asset appraisal is suitable for the traditional development mode, that is, project development, and the source of repayment depends on the card method. Different from lease mortgage, this mortgage can only use rent as the sole source of repayment, and the loan period is as long as five years. Ten years. Leased assets of the project. Safety assessment. The evaluation of tenants is far greater than the evaluation of assets. Wanda has made lease mortgage loans for five or six projects, and the model is basically based on the total rent. The amount of mortgage loan is about 70% of the total rent and 70% of the total investment of the project. 2. Domestic private placement has always been the darling of private placement. On the one hand, although it has not yet been listed, Wanda's business model has always been praised by the industry; On the other hand, it is because of Wang Jianlin's huge hidden assets and good government contacts. At present, there are two known private placements: ① 24% equity transfer of nine commercial properties completed with Macquarie in 2005, involving funds as high as 2.3 billion yuan. ② Cooperate with the initial public listing of A shares and CCB International to complete the private placement of shares. At the time of the initial private placement, Wanda and CCB International did not disclose the fund-raising situation, but when it was the turn of the second private placement, Wanda's private placement price was as high as 17 yuan per share. "CCB International achieved rich returns in only half a year, and the second private placement actively participated again, increasing its holdings by 1%". 3. Overseas financing channels have never given up China Real Estate Market Trust (REITS). The return period of commercial real estate investment in the form of self-owned lease is too long, which is a typical industry that precipitates funds. Therefore, it has always been the ambition of Wanda founder Wang Jianlin to operate commercial real estate through REITS. On the one hand, REITS can resolve the financial risks implied by a single bank loan, on the other hand, they can also allow private capital to share the long-term stable income brought by the development of domestic shopping centers and raise a lot of funds, which is more suitable for the long-term development of real estate projects. This is also a very desirable financing model. In terms of financing channels in the securities market and overseas financing channels, Wanda's exploration has not yet made a substantial breakthrough. After completing the private placement with Macquarie in 2005, the Hong Kong REITS prepared in 2006 finally lost, but Wanda never gave up its efforts to realize REITS. 4. Sales rebate supports cash flow. The bad result of the first-generation products being sold in shops is that Wanda has adjusted the strategy of "only renting and not selling" on the second-generation products. But this real "just rent and not sell" only lasted for a short time. In Wanda's third-generation products, the proportion of sales has increased significantly. For the sales refund of urban complex, Wanda has positioned itself as a "lifeline" and promoted itself to the height of "long-term development strategy support". 5. When trust financing started in 2009, the comprehensive cost of domestic trust financing was generally around 12%, which was much higher than Wanda's previous financing cost of 7%-8%. But from 20 1 1, Wanda got its hands on trust financing. Among the re-established 1 1 trust products, 10 was only established in 20 1 1 and only in 20 1 65448. In Wanda's trust products, most of them are equity trusts, and some disclose that the trust scale is 500 million-10.50 billion, and the funds raised by10 trust products * * * are about 7.8 billion yuan. Through the professional management and diversified investment portfolio of trust companies, the risk of Wanda Group's real estate investment has been effectively reduced and a high return on investment has been achieved. 6. Specialized Bank Funding Channels The Financial Department of the Central Bank's Financial Management Department listed Wanda as a national pilot enterprise for real estate financial reform, and only two of all real estate enterprises in the country have this honor. The head offices of three of the four major state-owned banks have given Wanda huge credit lines. China Industrial and Commercial Bank China Bank Head Office. China Agricultural Bank signed a bank-enterprise agreement with Wanda. As a pilot enterprise of national real estate financial reform, the actual effect of the support given by the highest authority of financial management is very remarkable, and loans can be made in different places without geographical restrictions. At the same time, the pilot enterprises also have a specially authorized "green channel", and a single loan can be approved within 500 million days without approval. This kind of financial approval and support is unique in the domestic real estate industry. 7. Vigorously develop asset mortgage loans and lease mortgage loans. Asset mortgage loan is an obvious phenomenon in Wanda's completed projects. For example, Beijing CBD Wanda and Shijingshan Wanda both use mortgage loans to revitalize their funds.

Excerpted from 123 library (123tsg.com)

Introduction of credit method and steps of Wanda loan

If you want to apply for a loan in Wanda Loan, you must first open a credit line. Credit is designed for uninvited guests, so if you are uninvited guests, you need to open a credit first and then apply for a loan! Next, I will bring you detailed opening methods and steps. Friends in need come and have a look!

Wanda Loan opens credit process sharing:

Wanda Loan, a mobile APP product launched by Wanda Financial Group. At present, APP has two products, one is universal cash with a loan amount of1-20,000 and a daily interest rate of 0.3-0.4%, and the other is a "home improvement installment" product with a maximum loan amount of 200,000, which has not yet been publicly sold.

Step 1: Download the application.

Wanda Loan is a mobile phone loan app product. Users can enter "Wanda Loan" in the mobile app store to search and find the app.

Step 2: Apply for registration.

There are two products on Wanda Loan. At present, only universal cash is open to the public, and users can obtain loan quotas.

Step 3: Improve personal information.

Just after registering the account, someone can't wait to open the general cash application quota, but the system will tell you that you are not qualified for the time being.

Don't be discouraged at this time. Adjust the direction, improve personal information and let yourself enter its white list as soon as possible.

First, binding ID cards requires not only filling in the name, ID number and expiration date, but also uploading double-sided photos, which is quite strict;

Second, bind the bank card, bind the bank card that you often use, so as to accept the loan and repay it on time;

Third, fill in the contact information. Personal information includes mobile phone number, address and work unit. In addition, you need to fill in the information of at least one contact.

Step 4: Wait for the invitation qualification.

At present, Wanda Loan adopts the white list invitation system to issue loan quotas. After downloading, it is not eligible to apply, and it can only be opened after receiving the invitation SMS. According to customer service telephone consultation, the answer is: Wanda Finance has its own big data system, and the screening criteria are not convenient to disclose. At the same time, it also rejected the topic of how many public beta users there are at present.