Is it true that ICBC invited you to apply for a credit card by SMS?

It is true that ICBC sends short messages to customers inviting them to apply for credit cards. If you are blacklisted by the bank, it means that you probably have a bad credit record. Personal credit is determined by name+certificate category+certificate number. There are records in the Credit Information Center of China People's Bank, and all bank information can be found. If you have a bad record, you can't apply for a card even if you submit the card information. Now it's five years. Once it's seven years, bad records will be eliminated, which means attention should be paid from now on. Personal credit is a big deal, so we should cherish it. If you are not sure, you can check it.

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