How to waive the annual fee of Minsheng Credit Card?

How to reduce the annual fee of 3 for Minsheng Bank

Users of Minsheng Bank can reduce the annual fee for 3 yuan by swiping their cards, but there is no limit on the amount of consumption. If you swipe your card within 2 months, you can reduce the annual fee for the first year; If you spend five or one transaction in that year, you can reduce the annual fee for the following year.

ChinaMinshengBanking (CMBC) is the first national joint-stock commercial bank initiated by private enterprises, which was formally established on January 12, 1996.

Business scope

Business scope of Minsheng Bank

(1) Absorbing public deposits; (two) short-term, medium-term and long-term loans; (3) Handling domestic and international settlement; (4) Handling bill acceptance and discount; (5) Issuing financial bonds; (6) Acting as an agent to issue, honor and underwrite government bonds; (7) buying and selling government bonds and financial bonds; (eight) engaged in interbank lending; (9) buying and selling foreign exchange as an agent; (ten) engaged in bank card business; (eleven) to provide letter of credit services and guarantees; (twelve) the agent payment and insurance agency business; (thirteen) to provide safe deposit box services; (14) Other businesses approved by the State Council Banking Regulatory Authority. With the approval of the People's Bank of China, it can engage in foreign exchange settlement and sale.

main business

first, the corporate banking sector: covering institutional business, investment banking business, transaction banking business, supply chain finance business, etc.

the second is the retail banking sector, which covers micro-finance business, credit card business, private banking business and community finance business.

third, the financial market sector: investment business, inter-bank business, custody business, wealth management business, precious metals and foreign exchange trading business.

Fourth, the network finance sector: Minsheng Bank continues to innovate the "three banks" of online banking, mobile banking and WeChat banking, as well as the "four platforms" of bank-enterprise direct connection platform, online payment platform, digital operation platform and open banking service platform.

Fifth, technology and finance: Minsheng Bank focuses on building a cash management product system of "communication, gathering and profit", a full-line system of trade financing products, a new supply chain "E" series product system, a digital marketing management and operation platform, a product center shelf, an intelligent marketing platform, an intelligent receiving platform, a mobile financial platform and internet joint loan products for retail customers, and a "Minsheng peer e platform" for peer customers.

at the same time, focus on the construction of "zero-contact" online service system, "5G mobile banking", corporate remote banking, "cloud witness" and "cloud face signing" services, build an internet security protection framework covering the head office, branches and subsidiaries, and improve the refined operation ability, decision-making ability and information technology risk management ability.

Sixth, integrated operation: Minsheng Bank is committed to the development of collectivization, diversification and integration, continuously promoting the coordination of integrated services within the bank and between parent and subsidiary companies, continuously promoting the business coordination between the parent bank and subsidiaries, continuously promoting the construction of scientific and effective group management and control system, optimizing the performance appraisal and resource allocation scheme of subsidiaries, promoting the development of subsidiary system platforms, and continuously improving the Group's service ability to provide integrated financial solutions to customers.

Seventh, overseas business sector: Minsheng Bank Hong Kong Branch focuses on strategic opportunities such as "Guangdong-Hong Kong-Macao Greater Bay Area" by virtue of its cross-border linkage with the Head Office, and provides professional cross-border financial solutions; Around the capital market, investment banking businesses such as syndicated loans, M&A loans and structured financing have achieved steady development.

relying on international finance centre's position, it has steadily expanded its financial market business. By the end of June 22, the balance of bond investment of the branch was HK$ 6.96 billion, the scale of foreign exchange trading on behalf of customers was US$ 4.151 billion, and the scale of asset custody was HK$ 54.392 billion. At the same time, it has become one of the few Chinese joint-stock commercial banks with online fund financing platform in Hong Kong market by adhering to the positioning of Internet light banks with online banking and mobile banking as carriers and continuously improving the cross-border comprehensive service capability of personal wealth management.

Is there an annual fee for Minsheng Bank's credit card?

Minsheng bank charges an annual fee for its credit card. Its annual fee is divided according to the level of the card, in which the annual fee of Puka is the lowest, and the annual fee of 1 yuan/5 yuan, the main card, is the highest, with the annual fee of 3, yuan for the main card and 15, yuan for the auxiliary card.

The specific annual fee standards are as follows:

1. The annual fee for the master card of Puka is 1 yuan, and the annual fee for the subsidiary card is 5 yuan; (such as Minsheng ID credit card).

2. The annual fee for the gold card is 3 yuan, and the annual fee for the supplementary card is 15 yuan; (such as Minsheng mobile phone credit card and Tongbao installment gold card).

3. The annual fee for the standard Platinum Card is 6 yuan, and the annual fee for the supplementary card is 3 yuan.

4. the annual fee of the main card of platinum wealth management card is 15 yuan, and the annual fee of the supplementary card is 75 yuan.

Minsheng Credit Card Annual Fee Exemption Policy:

1. Jinpu Card will be exempted from the annual fee for the first year if it is swiped within 2 months of card verification, and the annual fee for the next year will be exempted if it is spent for 5 or 1 transactions in the same year.

2. After the standard Platinum Card is activated, an annual fee of 6 yuan will be charged for the first year. If there are 18 valid transactions in that year or the effective consumption reaches 5, yuan or equivalent, the annual fee for the following year can be exempted.

3. Platinum wealth management card holders (including the main card and supplementary card) can't reduce the annual fee in the first year, and they can enjoy the annual fee exemption for the next year if the accumulated repayment amount of the bill in the current year (that is, the accumulated bill in the twelve months before the annual fee is generated) reaches RMB 1 million.

The waiting time for applying for Minsheng Credit Card

is about 15 days, and the bank will notify you by SMS after passing the examination and approval (including passing the examination and issuing a card by the bank); You can call the bank customer service at any time to inquire about the progress or log on to the official website of the bank to inquire about the progress;

handling fee for transfer in different places of Minsheng Bank

1. If the inter-provincial transfer is handled at the counter, the charging standards are as follows: 5.5 yuan is below 1,, 1.5 yuan for 1, to 1,, 15.5 yuan for 1, to 5,, 2.5 yuan for 5, to 1 million, and .2% of the remittance amount is charged for more than 1 million, with a maximum charge of 2.5 yuan (among them, Minsheng silver card and gold card customers are free of handling fees, and the post and telecommunications fee is half of that of ordinary cards. And diamond card customers don't charge any fees.

2. If you want to transfer money through online banking, you only need to open the online banking of Minsheng Bank Card. Ordinary cards are charged according to the electronic remittance standard of the People's Bank of China. The accumulated daily remittance amount of silver card customers is less than 5, yuan, and the excess amount is in accordance with the standard of ordinary cards. The accumulated daily amount of gold card customers is free within 1 million, and the excess is charged by ordinary card. The diamond card is free and unlimited in amount.

here are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for them yourself if necessary!

Credit card applications from China Merchants Bank and Ping An Bank

Credit card applications from China Everbright Bank and China CITIC Bank

Credit card applications from Agricultural Bank and Minsheng Bank

Credit card applications from Minsheng Bank are exempted from the annual fee for several times

1. Credit cards from Minsheng Bank are exempted from the annual fee for the first year if they are swiped once within two months, and the annual fee for the next year can be exempted if they spend five or one transaction in the same year.

2. the annual fee for the standard platinum card of Minsheng bank credit card is not exempted in the first year, and the annual fee for the following year can be exempted if there are 18 valid transactions in that year or the effective consumption reaches 5, yuan or equivalent.

China Minsheng Bank (English name: ChinaMinshengBankingCorp, Ltd., CMBC for short, Shanghai Stock Exchange: 616 HKEx: 1988) is the first national commercial bank established by private capital in Chinese mainland, which was established on January 12, 1996. Major shareholders include Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance Co., Ltd., Shi Yuzhu, etc.

Start-up history

(27 -211)

In 27, the Five-year Development Outline of the Board of Directors clearly pointed out that the development focus should be on financial services for small and medium-sized enterprises. In the same year, the pilot project of financial services for small and medium-sized enterprises began in the Yangtze River Delta region.

In p>28, the Financial Department of Industrial and Commercial Enterprises was established, and the first batch of SMEs were specialized in Shanghai, Hangzhou, Nanjing, Ningbo, Suzhou and Wenzhou. At the same time, under the guidance of regulatory agencies, actively promote the construction of six mechanisms.

in p>29, the management mode of financial services for small and medium-sized enterprises was optimized, and the financial department of industrial and commercial enterprises was renamed as the financial department of small and medium-sized enterprises.

in December, 29, with the permission of China Banking Regulatory Commission and Shanghai Banking Regulatory Bureau, China Minsheng Bank's SME Finance Department was established as the first off-bank SME financial service licensed franchise institution in Shanghai.

Since then, Minsheng Bank has gradually optimized the specialized mode of financial services for SMEs to the whole bank, including more than 3 branches in Yangtze River Delta, Bohai Bay, Midwest, Haixi and Pearl River Delta.

as of November 211, the loan balance of SME Finance Division exceeded 1 billion yuan, the balance of off-balance sheet business exceeded 6 billion yuan, and the number of asset customers served exceeded 1,.

Development course

(212 -22)

On the basis that the number of loans and customers has begun to take shape, the SME Finance Department of Minsheng Bank has entered a brand-new stage of development. Under the guidance of the three-year plan, it has formulated a clear development strategy and taken the lead in formulating a sound sales strategy and sales plan through "specialization, batch production" to truly realize Dong Wenbiao.

How to reduce the annual credit card fee of Minsheng Bank

The methods for reducing the annual credit card fee of Minsheng Bank are as follows:

1. The first annual fee will be exempted for a transaction with Jinpu Card within 2 months. In that year, the annual fee is exempted for 5 RMB swipes or 1 transaction, and so on;

2. the first annual fee will be charged after the newly issued standard platinum card is activated. The card was used for 18 transactions or 5, yuan or equivalent (except special cards) in that year, and the annual fee was exempted.

in addition, for credit cards with special card types and preferential annual fees, please refer to the policy of collecting annual fees for jammed paper or official website;

according to the annual fee exemption rule, only the consumption quantity is calculated, and the transaction amount is not limited.

On June 16th, 25, the credit card of China Minsheng Bank was officially issued to the public in the Great Hall of the People. On August 11th, 26, China Minsheng Bank Credit Card Center was established, and on June 4th, 27, it was granted the financial license of the People's Republic of China and started to operate. On September 15th, 213, the back-office operation center (Chengdu) was established, which provided strong operational support for the business development of the card center.

Over the years, the good business performance of Minsheng Credit Card has been recognized by all walks of life, and its brand awareness has been increasing day by day. Minsheng Credit Card won a series of awards and honors: in 215, it won the "215 UnionPay Card Business Standard Advanced Award"; In November 216, it was awarded the "Comprehensive Demonstration Unit Award" by the 4th China Banking Excellent Call Center; In August 217, it won the "Best Innovation Project Award of China Financial Industry in 217" awarded by International Data Corporation (IDC). In February 218, it was named "216-217 CBRC System Civilized Unit"; In November, it was awarded the "Best Consumer Digital Bank in China". In 219, it won the title of "National Advanced Unit for Cultural Construction of Financial System".

By the end of March 22, the total number of credit cards issued by Minsheng has exceeded 58 million, and all indicators have maintained a leading position in the industry.

On June 16th, 218, the 13th anniversary of the issuance of Minsheng Credit Card, the new brand slogan of Minsheng Credit Card was officially released. "Honesty" shows that Minsheng Credit Card has inherited the way of honesty, and regards the value of honesty as the fundamental magic weapon for enterprises to stand on the market, which is in line with the brand slogan of "Treat people honestly and prosper together" of Minsheng Bank Head Office. "Longzai" expresses the vision of Minsheng Credit Card to accompany customers to create a better life, and it is also the confidence and requirement for the future development of Minsheng Credit Card.

Minsheng Credit Card is required to be free of annual fee

The first annual fee can be exempted if the general card and gold card of Minsheng Bank are opened within two months, and the annual fee for the next year can be exempted if the card is swiped for five times a year.

China Minsheng Bank, established in 1996, is a national joint-stock commercial bank mainly invested by non-public enterprises. China Minsheng Bank Credit Card Center is directly under the head office of China Minsheng Bank, headquartered in Beijing, and has 35 marketing centers in China, with a total staff of over 5,. The first Minsheng Credit Card was publicly issued in the Great Hall of the People in Beijing on June 16th, 25.

after more than four years of development, Minsheng credit card has issued 7.5 million cards, which is unique in product innovation and value-added services! Among various card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 1, cards, ranking among the best in China.

In the past four years, Minsheng Credit Card has been awarded the Best Product Design Award in 25, Outstanding Innovation Award in China Banking Industry in 26, Best Platinum Credit Card in 27, Outstanding Marketing Award of Credit Card in 27, Most Innovative Credit Card in 27 and Most Favorite Bank Card Brand in 28 by China UnionPay, international organizations and many mainstream media. Li Guixian, former vice chairman of Chinese People's Political Consultative Conference, wrote inscriptions for Minsheng Credit Card successively: "Minsheng Card is for people's livelihood" and "International standard, national brand", and the brand of people's livelihood is gradually gaining popularity.

UnionPay VIP Card is a series of debit cards of Minsheng, which conforms to the technical standards and business norms of the Bank and China UnionPay. It is settled in RMB, and can be used in all business outlets of the Bank, self-service channels such as self-service banking, online banking and telephone banking, and can be used in other bank business outlets where the "over-the-counter" business branch is located, and can also be used on the China UnionPay network covering the whole territory of China and the whole world.

according to the service level, unionpay VIP cards include diamond cards and gold cards. You can choose according to your own financial strength and actual needs. With UnionPay VIP card, you can apply for Qian Shengqian, foreign exchange trading, open-end fund, self-service and three-party depository and other rich financial services. Through personal online banking VIP version, self-service banking, telephone banking and other trading channels, you can easily meet your daily trading and financial needs.

how many times do you spend the annual fee of Minsheng Credit Card Gold Card?

The annual fee of the first year can be waived if you swipe your card once within two months after successful processing, and the annual fee of the next year can be waived if you swipe your card for five times from the second year, and the annual fee of the platinum card for the first year can not be waived, and the annual fee of the next year can be waived if you swipe your card for 18 times from the second year.

The annual fee for the main card of Minsheng Credit Card is 1 yuan/year and the annual fee for the supplementary card is 5 yuan/year; The annual fee of Minsheng Credit Card Gold Card is 3 yuan/year, and the annual fee of supplementary card is 15 yuan/year; Minsheng credit