What are the contents of the implementation notice issued by 1068?

The enforcement notice issued by 1068 is mainly about door-to-door collection and prosecution. Usually, collection is only used to put pressure on borrowers through SMS, and the possibility of real implementation is still relatively low. In particular, if the amount owed is not large and the overdue time is not long, it is generally called or SMS collection. After all, the fees charged at home are not low. Unless the amount owed is relatively large, you should be careful if it is overdue for more than 3 months.

First, 1068 sent a text message saying that malicious arrears would come to the door, mainly to judge whether the text message was true or false. Generally, short messages starting with 1068 are mainly sent by platforms cooperating with mobile operators through short message service platforms, so there are indeed loan platforms that send short messages through 1068. However, whether you will come to the door or not, if you really owe money on the platform and it is overdue, you should actively deal with it to avoid more trouble. After all, the longer the debt is owed, the more money will be paid with interest, and the borrower may be blacklisted and the collection will not stop, which will make the work and life of the borrower and his family restless.

Second, if the borrower can raise money, he should pay off the arrears quickly, or call the loan platform to negotiate repayment. In the process of negotiating repayment, borrowers should sincerely show their willingness to repay and explain their difficulties. The key is to prove that he has the ability to repay, but he is temporarily unable to repay. As for whether he can succeed, it depends on the meaning of the loan platform.

Third, first of all, we should know that many domestic business short messages start with the number 106, and there are also many short message numbers that start with the number 106. Generally, the Ministry of Industry and Information Technology applies for issuance in a unified way and manages it in a unified way, and directly cooperates with the three major operators, such as 1065,1069,068. The short message number at the beginning of 1069 has cooperation with the three major operators, and its business scope is very wide, while the short message number at the beginning of 1068 is mainly the cooperation of mobile operators. 106 1, 1064 and 1067, 1068 are all spare number segments, which are used for cross-provincial or nationwide business short message service, usually with 1069 or1. Under normal circumstances, users receive a dunning message from loans overdue, which generally starts with 1069. If you receive a letter starting with 1068, it is suggested that users can directly call the customer service phone of the lending institution to ask whether it is really overdue.

Fourthly, loans overdue will have some adverse effects.

1. 50% penalty interest and 5/10000 late payment will be charged if it is overdue. And it is calculated according to compound interest. The longer the overdue period, the more money you have to pay.

2. After the deadline, the personal credit report will leave a bad record. With a bad record, it will be very difficult to borrow money from banks to buy a house, a car and a credit card, including online loans, because now the "Xinlian" has been established, and banks and online loans will receive credit information in the future. The information of Xinlian is shared by the loan platform. So there will be records in the expired places.

3. A few days overdue, the bank just sends a text message to remind the user to repay. After one month overdue, the bank customer service will call the user to urge repayment.

4. If the user doesn't pay the loan after two months, the bank will forward it to the debt collection company. At that time, the debt collection company will call your home and call the user for collection. Then the attitude will be bad.