Can Ctrip Finance negotiate for an extension of repayment?

Ctrip Finance itself does not provide delayed repayment services. Therefore, users generally cannot directly apply to postpone the repayment time. They must ensure that they can repay on time before the agreed repayment date (inclusive). Only money will do. If the user is really unable to repay, he or she can proactively contact Ctrip Financial’s customer service and try to apply for an extension of the repayment period and repay the debt in installments to see if they agree. If you don't agree, you must seize the time to raise money to repay the loan. You can borrow it from relatives and friends, or you can sell your valuables. In short, don't let Ctrip Finance be overdue.

Ctrip Financial Loan

1. Borrow to spend: The credit limit range is between 3,000-30,000 yuan. If the user obtains the credit limit after applying for approval, then he can take it If you spend money on travel, you can just wait until the repayment date before making the repayment.

Borrowing Flowers is a joint venture between Ctrip Finance and major financial institutions, which features high amounts and low interest rates, fast approval times, and automatic repayment. Users are required to be over 18 years old, have a good credit report, and have a stable job income. If the user approval is not passed, it may be that the credit status does not meet the conditions and can be improved before coming back.

2. Take it and spend it: This product is jointly provided by Ctrip Finance and banks and licensed institutions. The maximum limit is 200,000, with a maximum interest-free period of 40 days. Users can pay first and then repay in installments. The loan period is 3-36 months, the user’s application age is required to be between 22-55 years old.

Users must repay on time after borrowing money. Products and services are subject to credit reporting. The user's usage and repayment behavior will be recorded on the credit reporting report. It would be bad if a tainted record is left.

In addition, I would like to remind everyone that when using the product, do not place orders at will to test whether the product supports consumption, log in from another place to change devices, frequently use products to pay, etc. It is easy to trigger risk control and cause you to have a quota but not be able to use it. for use.

Summary: As far as loan products are concerned, Ctrip Finance mainly offers two products: borrowing to spend and taking to spend. Users can apply according to their own needs and scenarios.

If you don’t want to apply for a loan, Ctrip Financial Platform also provides credit card services. It is a joint venture between Ctrip platform, banks and card organizations. You can enjoy all-round platinum service rights before, during and after travel. It is a A card with obvious travel features.