Are Bank of Chengdu time deposits safe? Chengdu bank deposit interest rate

Bank of Chengdu is a common bank in the central and western regions. Its deposit interest rate is relatively high, which is very attractive to investors. However, many people are worried about whether it is safe to deposit money in small and medium-sized banks. So Bank of Chengdu time deposits are safe. ? Let’s follow along to find out more.

1. Is the time deposit of Bank of Chengdu safe?

1. Bank nature Bank of Chengdu is the first city commercial bank in Sichuan Province and the top city commercial bank in the western region. City commercial banks, formerly city credit cooperatives, are mainly positioned to provide financial services to the local economy and local residents. The branches of Bank of Chengdu are not limited to Chengdu or Sichuan. Bank of Chengdu branches can also be found in Chongqing, Xi'an and other provincial cities.

2. Bank credit rating Compared with state-owned banks and large joint-stock banks, the Bank of Chengdu has a smaller overall scale and a lower credit rating, and it belongs to the category of local small and medium-sized banks.

3. Deposit security The deposit business handled by the Bank of Chengdu is the same as the deposit business handled by other commercial banks. It is a standard deposit product of the bank and its deposit amount is protected by the deposit insurance regulations. Even if the bank If there is a risk of bankruptcy or bankruptcy in the future, depositors' deposits within 500,000 yuan can also receive 100% compensation. Therefore, although the credit rating of Bank of Chengdu is low, the deposits are still safe.

2. Bank of Chengdu’s time deposit interest rate: Bank of Chengdu’s ability to attract deposits is not as good as that of national banks, so the deposit interest rates given by Bank of Chengdu are higher than those of national banks. The interest rate for demand deposits is rounded up. The one-year interest rate is rounded off. The two-year interest rate is three-year interest rate. The five-year interest rate is. The above content about whether time deposits of Bank of Chengdu are safe, I hope it will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.