What should I do if the ICBC mobile APP transfer authentication method does not have a cipher?

The ICBC mobile APP transfer authentication method does not have a cipher device: Please bring your valid ID and an e-banking account to apply for a cipher at any ICBC branch. We cannot apply for it on behalf of others. All online payments with ICBC cards, if paid directly through online banking, require an electronic cipher. If you don’t have a cipher, you can apply to activate the ICBC e-payment function. After activating the ICBC e-payment function, you don’t need an electronic cipher when transferring money using an ICBC mobile phone. You only need to enter the verification code sent by ICBC on your mobile phone and the transfer will be successful. .

Moreover, ICBC e-payment steps:

Mobile version: iOS12

APP: Industrial and Commercial Bank of China 6.1.1.0.0

1. Install the ICBC mobile banking software on your mobile phone, find and open it.

2. After entering the main page, you will see a lot of businesses, but if you are not logged in now, you cannot perform related business operations. Click on the login on the upper right side to log in to mobile banking.

3. Enter the account name and password. Generally, this account name can be logged in with the bound mobile phone. If the password is incorrect three times, you will be locked for one day.

4. After logging in, you will see your name, reserved verification information, as well as the ICBC electronic cipher limit and u-shield limit. Enter the main menu and proceed.

5. After entering, click Transfer Remittance.

In addition, if the customer has activated Mobile Quick e-Payment and is within the daily cumulative limit of Mobile Quick e-Payment on that day (the default maximum limit is 20,000 yuan, the customer can set his own limit), the customer only needs to enter the payment The transfer will be successful if the password is entered; if the customer has not activated Mobile Quick e-Payment or the transfer amount exceeds the daily cumulative limit of Mobile Quick e-Payment, the security media bound by the customer (k treasure, k password/password card) need to be verified. If you use quick payment methods, such as Alipay, WeChat payment, etc., these payment methods do not require industrial and commercial electronic ciphers. These payment methods belong to third-party payment. They have signed an agreement with the bank. As long as the user uses such methods to pay, only the third-party payment method is required. The third-party payment verification is safe and does not require bank method verification.

Finally, ICBC Electronic Password Device is a security product with a higher security level and wider application launched by ICBC after U-Shield and Electronic Password Card. It is a mature financial product based on dynamic password technology. Payment security solutions. According to ICBC professionals, with the support of this technology, an unpredictable random number combination can be generated based on a special algorithm for dynamic password security authentication. Random passwords are generated instantly based on time, events and other factors. They are one-time passwords and will become invalid after verification.