How to complain about collection harassment

In today's daily life, with the emergence of online loans and campus loans, more and more people make online loans. If these people don't make loans, the loan platform will use various means to collect them. So how do you complain about receiving harassing calls? In order to help you better understand the relevant legal knowledge, we have compiled the relevant contents. Let's have a look.

1. How to complain about harassing calls?

Call the police to the public security organ by harassing calls for debt collection.

Article 42 of the Law on Public Security Administration Punishment stipulates that anyone who commits one of the following acts shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or insulting witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(6) Peeping, eavesdropping or spreading others' privacy.

Second, solve the specific content of collection harassment.

(1) Reporting complaints

2065438+Since March, 2008, China Internet Finance Association has officially issued a self-discipline convention on collection. If the borrower is faced with violent collection, he can report to China Internet Finance Reporting Information Platform, relevant regulatory agencies' complaint telephone or mail system.

Depending on the seriousness of the case, the association will hand over the illegal clues to the judicial organs, financial supervision departments, communication management departments and market management departments for investigation.

(2) Call the police

If there is an emergency, such as the loan company sending someone to the door to demand payment, using abusive, threatening, intimidating, smearing and other ways to take excessive actions against the borrower's family, then you can immediately call the police and immediately stop the behavior of the dunner.

In short, no matter which way, we must keep the evidence, otherwise it will be empty talk and the loan company will not admit it, so they will not be convicted.

1, SMS reminder

Because the quickest and simplest way of violent collection is to insult and threaten the borrower through SMS, you can pay attention to making records in the process of SMS communication.

2. Telephone recording

Now, the mobile phone has recording function. Try to record the whole process of each call, and follow-up can be used as evidence. At the same time, we should be calm and express the attitude of wanting to repay and trying our best.

3. Imaging record

If a violent debt collector comes to the door, others can help record the violent debt collection behavior of the debt collector, which is very favorable evidence.

3. Is it legal for the dunning company to call to harass family members?

It is illegal for a dunning company to harass family members by phone, and the parties concerned can report it to the public security organ.

According to Article 42 of the Law on Public Security Administration Punishment, anyone who commits one of the following acts shall be detained for not more than five days or fined not more than five hundred yuan;

If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.

The above is the relevant knowledge for you. I believe that through the above introduction, you will know more about "how to complain about harassing calls". If you have other legal problems, please consult a lawyer in time and provide a professional lawyer. Welcome to have legal advice.