Credit card limit of Suzhou Bank

What is the general credit card limit of Suzhou Industrial and Commercial Bank?

When approving credit card overdraft, the bank will review the given online limit according to the personal data provided by the applicant. In other words, the more detailed and comprehensive the information provided by the applicant to Industrial Bank, the higher the final credit overdraft limit will be.

The credit line of 1. Puka is generally between 3000- 10000 RMB.

2. The credit limit of the gold card is 10000-50000 RMB.

3. The maximum withdrawal amount of bank credit card can reach 50% of the actual amount.

Specifically, the amount of the card you apply for is mainly based on your assets. If you have a car and a house and your income is high, then the amount will definitely not be low.

What is the limit of credit card WeChat payment? Different banks have different limits.

Previously, in "Credit card WeChat can't pay? See if these reasons are introduced. When using credit card WeChat to pay, many card friends have encountered the situation that they can't pay. A large part of the reason is that the single payment amount exceeds the limit, and the limits of different banks are different. The following are the single transaction limits of some banks that support credit card WeChat payment. Let's have a look.

Single unlimited bank:

China CITIC Bank, China Bank and Baoshang Bank.

Banks with a single limit of 5000:

Hangzhou Bank, Wuhan Rural Commercial Bank, Taizhou Bank, Zhejiang Tailong Bank.

Banks with single limit 1 10,000 yuan:

Bank of Ningbo, Guangzhou Rural Commercial Bank, Beijing Rural Commercial Bank, Bank of Beijing, Hainan Rural Commercial Bank, Bank of Zhengzhou, Weihai Commercial Bank, Changshu Rural Commercial Bank, Tai 'an Bank, Dongying Bank, hengfeng bank, Suzhou Bank, bank of inner mongolia, Jincheng Bank, bank of qinghai, Fuxin Bank, Jinshang Bank, Standard Chartered Bank, Ganzhou Bank, Chaoyang Bank and Jilin Bank.

Banks with a single limit of 20,000 yuan:

Shanghai Bank, Guangzhou Bank, Shanghai Rural Commercial Bank, Postal Savings Bank, Hubei Rural Credit Bank, Guizhou Bank, Zhejiang Bank, Jinzhou Bank, Dongguan Rural Commercial Bank, Chongqing Rural Commercial Bank, Chouzhou Bank, Yinzhou Bank, Weifang Bank, Hubei Bank, Shenzhen Rural Commercial Bank, Chang 'an Bank, Xi Bank, Shang Hui Bank, Ningxia Bank, Cangzhou Bank, Nanjing Bank, Quanzhou Bank, Wenzhou Bank, etc. Wujiang Rural Commercial Bank, Jinzhong Bank, Xingtai Bank, Qilu Bank, Jiangyin Rural Commercial Bank, Jinhua Bank, Hankou Bank, Chongqing Bank, Zhongyuan Bank, Shunde Rural Commercial Bank and China Resources Bank.

Banks with a single limit of 30,000 yuan:

China Merchants Bank, Guangfa Bank, Guangdong Nanyue Bank, Jiangsu Bank, Dongguan Bank, Dandong Bank, bank of dalian, Wuxi Rural Commercial Bank, Fudian Bank and Jiangnan Rural Commercial Bank.

Bank with a single limit of 40,000 yuan: Bank of Communications.

Banks with a single limit of 50,000 yuan:

China Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Industrial Bank, Minsheng Bank, Ordos Bank, Huaxia Bank, Tianjin binhai rural commercial bank Bank, Jiangxi Bank, Qingdao Bank, Mintai Bank, Anhui Rural Credit Cooperative Association, Bank of East Asia, Yunnan Rural Credit Cooperative, Tianjin Rural Commercial Bank, Guilin Bank, Huarong Xiangjiang Bank, Yunnan Hongta Bank, bank of tianjin.

Bank with a single limit of 60,000 yuan: China Everbright Bank.

Banks with a single limit of 654.38 million yuan: Shanghai Pudong Development Bank and Fujian Rural Credit Cooperative.

Bank with a single limit of 200,000: Fujian Strait Bank.

What is the general credit limit of Suzhou bank's all-way credit card?

The limit is approved by the bank, and you can apply for an increase.

There are several ways to increase the bank credit card limit:

Provide sufficient economic proof when handling the card. When applying for a credit card, provide as many financial certificates as possible, such as income certificate, bank deposit certificate, real estate certificate, vehicle production certificate, etc. The bank will evaluate the cardholder's assets according to these certificates. If the cardholder has a deposit in CCB or is a civil servant, it will also help the cardholder to obtain good credit and approve a higher credit limit;

Use a credit card as much as possible. The bank will make a comprehensive evaluation based on the customer's past card use. It is suggested that cardholders can diversify their consumption types, such as household appliances consumption, catering consumption and supermarket shopping. And spend as much as possible in physical stores. The bank credit card center will adjust the amount according to the cardholder's usage rate and repayment record;

Ensure a good repayment record. After using the bank credit card to spend money, you must ensure that you repay on time before the monthly repayment date. Once it is overdue, it will not only pay a high late fee, but also produce a bad credit record, which will affect future credit card applications. If you can't repay in time in case of emergency, you can call the bank's customer service hotline and apply for deferred repayment;

Apply for increasing the temporary quota. Bank credit card holders can apply to voluntarily increase the temporary limit, and the bank will comprehensively evaluate the range of the limit that cardholders can increase according to their usual consumption and repayment. If the temporary quota is often increased, banks will think that the demand for credit cards is strong and it is not difficult to increase the fixed quota. The temporary quota needs to be paid off in one lump sum. Please be careful not to generate late fees.

The above is the basic way of bank credit card application and withdrawal service.

This concludes the introduction of the credit card limit of Suzhou Bank and whether the credit card limit of Suzhou Bank is high. I wonder if you found the information you need from it?