ICBC's credit card is overdue for one year, but it has never received a dunning message. Why?

It is possible that you changed your number, and the new number is not in the mobile phone reserved by ICBC system, which makes it impossible to contact you. If your ICBC credit card is overdue, please repay it as soon as possible. The impact of overdue repayment of ICBC's credit card is as follows:

1. If a credit card fails to repay the minimum repayment amount before the due repayment date (inclusive), it will be considered overdue, and there will be corresponding liquidated damages in addition to interest (liquidated damages = unpaid portion of the minimum repayment amount ×5%). It is recommended that you repay in time or sign an automatic repayment agreement before the repayment date, so as not to affect your personal credit.

2. If it is a quasi-credit card, the overdraft will be charged at the daily interest rate of 0.5 ‰. The maximum overdraft period is 60 days. If it is not returned after more than 60 days, it shall be deemed as overdue.

Tips:

If the credit card consumption is not repaid in full and on time, ICBC will charge 0.5 ‰ overdraft interest for the unpaid part every day from the bank bookkeeping date to the repayment date, and for the card with full penalty interest, overdraft interest will be charged from the bookkeeping date to the repayment date.

(Answer time: 2065438+200965438+128 October. In case of business changes, please refer to the actual situation. )