Is it true that the credit wallet sends messages but there is no phone number and link?

No, the official credit wallet will not take the initiative to send text messages to users, especially to inform overdue users to collect charges, so it is not established that credit wallet sends text messages without phone numbers and links. Credit wallet is a loan service platform for individuals and small and micro enterprises, which mainly provides consumer credit matching and white-note service in consumption scenarios through app, WeChat official account and third-party interfaces.