Is it true that the mediation notice issued by the lending platform did not include the name of the platform?

Generally not true. First of all, it can be judged from the content of the text message. If the borrower owes XX yuan, it has been overdue for XX days. If you don't return it, you will sue, come to collect money, etc. Most of the content will be false. Because according to regulations, door-to-door collection is illegal, and if you sue, the court will mail a summons.

If the borrower has indeed applied for a loan, then the content of normal collection text messages will basically have corresponding templates. The text message will clearly state the amount owed by the borrower, the unit owed, the overdue amount, overdue time, overdue penalty interest, etc. Upon receiving such a text message, the borrower must think about whether he has repaid the loan.