How to redeem Everbright Credit Card points for gifts?

After Everbright Credit Card is activated, how can I get a gift from the app?

You can log in and get it by computer, download it by mobile phone, and log in and get it by mobile banking of China Everbright Bank.

The general steps of computer login are as follows:

Operating environment: MacBook, macOS( 10. 15.7) system, Baidu browser (version number), Bank of official website.

First, log in to official website Credit Card of China Everbright Bank, select points redemption in the navigation bar on the home page, and click to enter this page;

2. Select your favorite gift on the points redemption page and enter the gift introduction page;

Third, choose immediate redemption or join redemption to add gifts to the shopping cart;

Fourth, confirm the order information, submit it in the settlement center and complete the deduction.

Precautions for credit cards; 1. Pay back the money on time. When you use up your credit card, you must remember to repay it on time. Once overdue, it will not only produce bad credit records, but also charge overdue penalty interest. 2. Don't swipe your card too often. Some people often use credit cards, and the interval between swiping cards is short. Such behavior is easily controlled by banks. 3. Diversification of consumption. When using credit cards, cardholders should be diversified, not limited to one place, and can swipe their cards in hotels, restaurants, shopping malls and other places. If you spend money in one place all the time, banks will feel that cardholders have no spending power and reduce credit cards.

credit card

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

How to get points for Everbright Credit Card?

Everbright credit card does not have points for all purchases, but generally has points in shopping malls, department stores, restaurants, hotels, hotels and tourist credit cards. Consumers who don't count as points include: online shopping, buying a house, buying a car, wholesale, charity, non-profit, government payment transactions, public schools, public hospitals, finance and other businesses where credit card websites clearly don't accumulate points, so you can earn points by using credit cards when you go out to play and shop, such as banquets and going abroad. Banks often cooperate with some designated merchants, where they can get multiple points by swiping their cards. The list of merchants designated by the bank can be found in the bank credit card official website. Banks in official website offer preferential points all the year round. For example, send points to change cards and send points in installments. You can always pay attention to the preferential activities in official website and double your points. Operating environment: Redmi k20, MIUI 1 1.0.4.

1. Everbright Bank credit card points can be directly used to redeem corresponding gifts, and gifts can be redeemed in the following ways: Everbright Bank online banking redemption: log in to the credit card area of Everbright Bank and click "Redeem points". Then click on the gift you want to redeem to enter the corresponding page, then click Buy Now or Join Redemption. After adding the gift to the shopping cart, you can go to the settlement center to fill in the relevant information, then click OK to enter the page where the delivery address is filled in, and then enter the verification code to obtain the dynamic password, and then click Next to complete the gift redemption. Everbright Bank customer service telephone exchange: Everbright Bank credit card customers can directly call Everbright Bank customer service: 4007-888-888 for manual service exchange.

2. Points rules of China Everbright Credit Card: If you use China Everbright Bank Credit Card, you can get 1 points for a single consumption of RMB 1 yuan, 8 points for USD 1 and 8 points for EUR 1; If you use the credit card of China Everbright Bank to withdraw cash, you can get 1 00 points according to the accumulated handling fee 1 yuan, and you can get 800 points when it reaches 1 USD or1Euro. Among them, cash withdrawal transactions that do not charge cash withdrawal fees will not be included in the points. If the customer holds more than two credit cards of China Everbright Bank, the accumulated points of each card shall be calculated together. In case of refund due to credit card bill dispute or other reasons, China Everbright Bank will adjust the points obtained in proportion to the refund amount. China Everbright Bank reserves the right to adjust the conversion ratio of points, and reserves the right of interpretation within the scope permitted by law.

How to use Everbright credit card points?

Use of Everbright Credit Card Points:

1. Under the windows system, open the browser.

2. Log in to the integral mall webpage of Everbright Bank Credit Card in the browser.

3. Select the gift to be redeemed, and then click on the picture or name of the gift.

4. On the shopping cart page, click "Enter the settlement center" after confirming the replacement.

5. Click "Enter Settlement Center" and the login menu will pop up. After filling in the account information, click "Login" to exchange points for goods.

How to brush points with Everbright Credit Card?

Everbright Credit Card can swipe points in the following ways:

1. Consumption points: The credit card points rule of China Everbright Bank is that every consumption of 1 RMB can be accumulated 1 points, 8 points can be accumulated in consumption abroad 1 USD and 8 points can be accumulated in consumption abroad 1 Euro.

2. Cash withdrawal points: when the handling fee exceeds 1 yuan, you can get 100 points, and if it exceeds 1 USD/1 Euro, you can get 800 points. Credit card points of China Everbright Bank are generally valid for 5 years.

3. Online transactions: Everbright Bank has no credit card points for online payment transactions with credit cards.

4. Birthday multiple points: 2 points for Puka Gold Card in the birthday month and 3 points for Platinum/Diamond/Unlimited Card in the birthday month.

5. The types of merchants that Everbright does not score include: real estate transactions and automobile sales transactions; Wholesale transactions; Public hospital transactions; Public school transactions; Charitable and social service transactions; Government transactions; Agricultural cooperative transactions; County and township preferential transactions.

China Everbright Bank Credit Card Points Accumulation Rules

1. Credit card holders of China Everbright Bank can get 1 points for single consumption or cash withdrawal of RMB 1, 8 points for single cash withdrawal of RMB 1 and 20,000 points for single cash withdrawal of US dollars. Among them, cash withdrawal transactions without cash withdrawal fees are not counted. The points generated by the transaction amount will take effect on the day after the bank bookkeeping date.

2. Everbright Bank credit card holders have more than two credit cards, and the accumulated points of each card are calculated together. Scope of application of credit card points of China Everbright Bank: Credit card holders of China Everbright Bank can earn points by swiping their cards, borrowing cash in advance, buying goods by mail order and installment payment. However, points are not calculated for the following items: 1, real estate transaction; 2. Automobile sales transactions; 3. wholesale transactions; 4. Public hospital transactions; 5. Public school transactions; 6. Charity and social service transactions; 7. Government service transactions.

China Everbright Bank Credit Card Points Exchange Method

(1) website, customers of China Everbright Bank can visit the "Points Redemption Mall" channel on our website or the "Points Redemption World" channel in our credit card area to inquire about the redemption of their favorite gifts.

(2) Online banking customers of China Everbright Bank can log on to our online banking and enter the "Points Management" page of the "Customer Service" channel to make inquiries and exchange recommended gifts.

(3) Customer service is manual. Customers of China Everbright Bank can call the 24-hour customer service hotline 95595 of China Everbright Bank and choose manual service to redeem points.

How to use Everbright Caesar Travel Platinum Card Points? Introduction to integral rules

Everbright Caesars Travel Platinum Card is a credit card jointly issued by China Everbright Bank and Caesars Travel, which has attracted many people's attention. This card is MasterCard, which is very suitable for people to travel, and the rights and interests of this credit card are also very good, so many people have done this card. Then, how to use Everbright Caesar Travel Platinum Card points?

Everbright Travel Platinum Card Starting Points Rules

The credit card scoring rules of China Everbright Bank are: consumption 1 RMB 1, consumption 1 USD 8, consumption 1 Euro 1.

This credit card doubles according to this integral rule. The points that can be counted are doubled, and cardholders can enjoy double points for daily consumption.

How to use Everbright Caesar Travel Platinum Card Points?

I. VIP room service

The cardholder of this credit card can exchange credit card points for the rights and interests of the airport and high-speed rail VIP room, and only 8 points can be exchanged for the rights and interests of the airport and high-speed rail VIP room every year.

2. Free of annual fee

The credit card holder can use the points without annual fee, and the annual fee of 1 188 yuan can be deducted by 200,000 points.

Third, exchange gifts.

The cardholder of this credit card can exchange points for gifts, directly log in to the online banking of China Everbright Bank, enter the "Credit Card" interface, and then enter the points exchange interface, so that you can choose the desired gifts and exchange them with points.

The above is about "How to use Everbright Caesar Travel Platinum Card Points?" Answer: You can use the points of Everbright Caesars Travel Platinum Card to exchange gifts, you can also use the points to exchange VIP room rights in the subsequent trip, and you can also use them to avoid annual fees, which is quite useful.

China Everbright Bank Credit Card Points Accumulation and Conversion Rules

According to the regulations of different banks, credit card points can generally be used to exchange gifts, annual credit card fees and cash consumption. What are the accumulation rules of credit card points of China Everbright Bank? How to redeem points?

I. Redemption of Credit Card Points of China Everbright Bank

Two. China Everbright Bank Credit Card Points Accumulation Rules

Three. Validity period of credit card points of China Everbright Bank

Four. China Everbright Bank Credit Card Points Inquiry Method

Everbright Bank Credit Card Points Exchange

First, China Everbright Bank credit card points exchange rules

1. After the customer successfully redeems the points, China Everbright Bank will deduct the corresponding points from the customer's points account, and the customer may not request to restore the points.

2. All gifts, exchange standards and exchange rules shall be subject to the announcement or catalogue of exchange activities at that time. Some redeemable gifts are limited before redemption. Please feel free to pay attention to the gifts and promotional materials on our point redemption website.

3. The redemption announcement or catalogue contains gifts with expiration date, which cannot be redeemed after expiration.

4. If the points in the customer's points account are insufficient, the redemption application will automatically become invalid without further notice.

5. In order to protect the rights and interests of customers, after all points are exchanged for gifts and sent to the address designated by customers, the recipients designated by customers need to sign for them. Unless otherwise specified, gifts will be arranged and delivered by the supplier.

6. If the customer's mobile phone information is inconsistent with the information registered when handling the debit card or credit card, it will affect the redemption of points. Please be sure to update your mobile phone information in time.

II. Credit card points exchange method of China Everbright Bank-online banking exchange.

1. Log in to the "Reward World" channel in the credit card area of China Everbright Bank and enter the points redemption page;

2. Select the gift you need to redeem, click the picture or name of the gift to enter the gift details page, and then click "I want to redeem" to add the gift to your shopping cart;

3. On the shopping cart page, select "Continue Redemption" or click "Enter the Settlement Center" after confirming the gift redemption;

4. After filling in the personal information correctly, click "OK" to enter the order confirmation page;

5. On the order confirmation page, select "Credit Card Billing Address" or manually enter the delivery information and select "Specify Delivery Address";

6. If "Designated Delivery Address" is selected for delivery, please enter the "Verification Code" and click to obtain the dynamic password;

7. Enter the dynamic password you obtained and click "Next" to complete the gift exchange.

Three. China Everbright Bank Credit Card Points Exchange Method-Customer Service Phone Exchange

Credit card customers of China Everbright Bank can call the 24-hour customer service hotline of China Everbright Bank at 95595 and choose manual service to redeem points or inquire.

China Everbright Bank Credit Card Points Accumulation Rules

I. Credit Card Points Rules of China Everbright Bank

1. All customers with points of China Everbright Bank can automatically accumulate points through credit card and debit card transactions, and credit card and debit card points can be combined. Premise for the combined use of customer points: If a customer of China Everbright Bank applies for debit card and credit card with ID information (including name, ID card and ID number), the debit card points and credit card points will be automatically combined and integrated. If the customer uses non-identity information to register credit cards and debit cards, or the registered certificate type or certificate number information is inconsistent, the customer's credit card and debit card points cannot be combined and can only be used separately.

2. This reward plan allows you to exchange points with the main card or the standard card of the main card, and the points of the auxiliary card, mini card and special card are merged into the reward account. You can't apply for bonus gift exchange, but you can check the bonus account information. Sunshine Huitong Card and Digital China Distribution Credit Card issued by China Everbright Bank do not participate in the points reward scheme. If other credit cards have special provisions, please pay attention to the gifts and promotional materials on our point redemption website from time to time, subject to the announcement.

3. When a customer of China Everbright Bank redeems a gift of China Everbright Bank according to the terms of these Detailed Rules, the customer will immediately lose the redemption qualification of the points reward scheme under the following circumstances:

1) The credit card or debit card held is deactivated or controlled, the credit card is cancelled by itself, and the account is frozen;

2) There is an overdue account, and the minimum repayment amount of the bill for two months has not been paid;

(3) Violating the Credit Card Collection Contract of China Everbright Bank, these Detailed Rules or other relevant provisions;

4) Other special circumstances stipulated by China Everbright Bank.

Two. China Everbright Bank Credit Card Points Accumulation Rules

1. Credit card holders of China Everbright Bank can earn points by spending money by swiping their cards, borrowing cash in advance, ordering goods by credit card and paying by installments.

2. Credit card holders of China Everbright Bank can get 1 points for single consumption or withdrawal of RMB 1 yuan, 8 points for single withdrawal of RMB, 20,000 points for single withdrawal of USD and 24,000 points for single withdrawal of USD. Among them, cash withdrawal transactions without cash withdrawal fees are not counted. The points generated by the transaction amount will take effect on the day after the bank bookkeeping date.

3. Everbright Bank credit card holders have more than two credit cards, and the accumulated points of each card are calculated together.

4. In case of refund due to credit card bill dispute or other reasons, China Everbright Bank will adjust the points obtained in proportion to the refund amount.

5. China Everbright Bank reserves the right to adjust the conversion ratio of points, and reserves the right of interpretation within the scope permitted by law.

Three, but the following items will not be calculated:

1, real estate transaction;

2. Automobile sales transactions;

3. wholesale transactions;

4. Public hospital transactions;

5. Public school transactions;

6. Charity and social service transactions;

7. Government service transactions.

Validity period of credit card points of China Everbright Bank

I. Validity Rules of Credit Card Points of China Everbright Bank

The validity period of credit card points of China Everbright Bank is the period of value-added functions given by China Everbright Bank to encourage cardholders to use credit cards for consumption. Credit card holders of China Everbright Bank can redeem exquisite gifts, airline miles and other prizes after the accumulated points reach a certain amount, and enjoy the value-added services brought by credit cards.

Two. Validity period of credit card points of China Everbright Bank

The credit card points of China Everbright Bank are valid for 5 years (including the year when the points are generated). After the card expires and the card is renewed, the points can continue to be redeemed for gifts.

For example, on August 8, 2007, Miss Hu used the credit card of China Everbright Bank to spend RMB 80 yuan, and the points generated by this consumption will take effect the next day, so the 80 points will expire on 20 1 1, 65438+February 3 1; On June 2, 2008, 70 yuan RMB was withdrawn with the credit card of China Everbright Bank, and the points generated by this amount will take effect the next day, so the points withdrawn this time will expire on February 36, 2065, with 438+2002+36,5438+0.

China Everbright Bank Credit Card Points Inquiry Method

First, the query method of credit card points of China Everbright Bank-bill query

Our bank will display the points redemption gift introduction and customer points summary information on the monthly statement sent to credit card holders.

Second, Everbright Bank credit card points query method-ATM self-service equipment

Customers of China Everbright Bank can use our ATM self-service equipment to check the information of points account with valid cards.

III. Credit Card Points Inquiry Method of China Everbright Bank-Customer Service Manual

Customers of China Everbright Bank can call the 24-hour customer service hotline of China Everbright Bank at 95595, and choose manual service to redeem points or inquire.

Fourth, Everbright Bank credit card points query method-website query.

Customers of China Everbright Bank can log on to the "Give Back to the World" section of the "Credit Card" channel of our website, or directly log on to the "Give Back to the World" section of our credit card area to inquire about their favorite gifts and points account information.

Verb (abbreviation of verb) One of the credit card points inquiry methods of China Everbright Bank-online banking inquiry.

Customers log on to our online banking and enter the "points management" page of the "customer service" channel to inquire about the points account information.

VI. Credit card points inquiry method of China Everbright Bank-SMS inquiry

You can also use your credit card to reserve your mobile phone number and write a short message "points" and send it to 95595 to check the current total points.

This is the end of the introduction of how Everbright Credit Card and Everbright Bank exchange points for gifts. Did you find the information you needed?