Fraud, borrowing money, texting

Not long ago, Mr Geng from Zhaodong City, Heilongjiang Province rushed to the local bank. He was very anxious to tell the bank staff that he had a loan card on the online banking large transfer platform.

However, the bank staff told him that he had never heard of such a platform, and it was even more impossible for his loan to get stuck on it. After hearing this situation, Mr. Geng was very shocked. Has he been cheated? He immediately reported the case to the police.

Victim Mr. Geng: I started my own business. Later, the turnover failed and the goods were much heavier. I want to turn around and borrow some money.

Mr. Geng told the police that when he was worried about the cash flow, an advertisement message popped up on his mobile phone caught his attention.

Victim Mr. Geng: It's an advertisement for an ID card unsecured loan. The other party said that only one ID card was needed, and nothing else was needed.

At first, Mr. Geng was dubious about this advertisement. In order to dispel Mr. Geng's concerns, the customer service sent him the company's business license and other information through QQ.

Sui Chenbing, captain of the Sixth Brigade of the Criminal Investigation Detachment of Suihua City Public Security Bureau, Heilongjiang Province: Some qualifications, business licenses and other related procedures of this company have been passed on to the victims. After the victim saw it, he felt that the company was very formal and agreed to the loan.

So, Mr. Geng sent his identity information and bank card to the customer service and told him to apply for a loan of 50 thousand yuan. Soon, the customer service replied to Mr. Geng, telling him that the loan he applied for had passed the examination and approval, and sent him a contract.

Victim Mr. Geng: It's an electronic contract. The other party said that it would be fine to type it out at the local printing agency, sign it and take a photo of him.

After signing the contract and sending it back, the customer service told Mr. Geng that someone would contact him by phone soon about the specific matters of docking the loan.

Soon, an account manager surnamed Chen got through to Mr. Geng. At this time, Mr. Geng discovered that handling this loan is not as simple as the customer service said.

Victim Mr. Geng: The other party said that he would pay a deposit of 2,000 yuan to ensure timely repayment. After paying back the money, 2000 yuan will return to the original road.

After transferring the deposit of 2000 yuan to the other party's account, Manager Chen told Mr. Geng that an hour later, the loan arrived, but less than an hour later, Mr. Geng's phone rang again.

Victim Mr. Geng: In less than an hour, the other party called again, saying that there was not enough running water in the bank, so it was necessary to brush the running water. Let me put the money into their company's finances first, and then I can lend money. I want to call him 6000 yuan for the first time.

Due to Mr Geng's cash flow problem, he couldn't come up with 6000 yuan at the moment, but he thought the loan would come down soon, so he borrowed 6000 yuan from his friend and remitted it. After remitting 6000 yuan, Mr. Geng thought the loan should be all right, but unexpectedly, the phone rang again.

Victim Mr. Geng: The other party said that if the running water is brushed to 60%, it will be stuck. It still needs to brush 40% to make the next payment, and it still needs to pay 9000 yuan to brush.

Hearing this situation, Mr. Geng was very anxious. In desperation, he had to borrow money from his friends again and remit money. After a while, Manager Chen told him that the tap water brush was enough. Hearing this sentence, Mr. Geng's hanging heart was put down.

Victim Mr. Geng: He sent me a screenshot of 100% running water and told me to wait, and I will definitely arrive in half an hour. He also said that 15000 yuan will be returned to me together with running water.

However, after waiting for several hours, the loan still hasn't arrived. This time, Mr. Geng, who was in a hurry, took the initiative to call Manager Chen.

Victim Mr. Geng: The other party said that the loan was approved, but it was stuck in the banking system, that is, the online banking transferred a large sum of money and could not be transferred to my bank card.

This situation surprised Mr. Geng very much, because he used to have a lot of money in his bank card, and this problem never happened. At this time, manager Chen proposed a solution, which surprised Mr. Geng even more.

Mr. Geng, the victim: He said that the card was really stuck and needed to inject some more funds to activate it. After activation, the money will arrive directly. This time it needs 12000 yuan. At this moment, I feel something is wrong.

After checking with the bank, Mr Geng found himself cheated. At this time, he has remitted a total of 17000 yuan to the suspect, most of which was borrowed by him. In order to help Mr. Geng recover his losses, the police first traced the flow of funds of 17000 yuan that was defrauded.

Sui Chenbing, captain of the Sixth Brigade of the Criminal Investigation Detachment of Suihua City Public Security Bureau, Heilongjiang Province: I found this 17000 yuan. About three minutes after receiving the account, a liar operated the pos machine and swiped the second-class bank card. Through the secondary bank card, it will be transferred to the tertiary card, the fourth card and the fifth card one after another. The whole process is very fast, that is, about ten minutes.

In the follow-up investigation, the police found that Mr. Geng's 17000 yuan was withdrawn in a short time after layer-by-layer transfer.

Darren Liu, a policeman from the Sixth Brigade of Criminal Investigation Detachment of Suihua Public Security Bureau, Heilongjiang Province: Finally, he cashed in Luoda Town, Menghai County, Yunnan Province. Then I sent a group of people to Rhoda Bank to retrieve the relevant videos, and also retrieved the relevant information of the bank card. It is found that the identity information of the cashier is the same as that of the bank card, and finally the real identity information of a cashier is determined.

Police investigations revealed that the suspect surnamed Chen was from Putian City, Fujian Province. Subsequently, the police launched a further investigation on Chen Mou.

Sui Chenbing, captain of the Sixth Brigade of the Criminal Investigation Detachment of Suihua Public Security Bureau: Through the bank card he used and the withdrawal time, he checked all the upward expansion that he could find recently and found that he withdrew money from the ATM of this banking institution more than once. He has done this many times. In this way, the whole track of his withdrawal will be found out.

Later, the police conducted a more in-depth investigation on Chen Mou's activities, but the results showed that Chen Mou was probably hiding abroad.

Sui Chenbing, captain of the Sixth Brigade of the Criminal Investigation Detachment of Suihua City Public Security Bureau: I didn't find that he had hotel accommodation, hotel accommodation or renting a house in China, and then the driving direction after each payment was to go to Myanmar. At that time, people suspected that at least he didn't live in China. He fled the country after collecting money and then went to Myanmar.

The police found out that the criminal chain was closed at home and abroad.

Since Mr Geng's fraudulent telephone number and QQ number have been suspended, the police will focus on a large number of similar series and parallel cases nationwide. In the end, the police found that the foothold of the case was not in Yunnan Province, but in Mengla City, Myanmar.

With the assistance of the Myanmar police, the police quickly grasped the dens and personnel composition of the gang abroad. However, in view of the characteristics of this case, the police did not immediately close the net, but decided to investigate the case further.

Zhang Guohui, Director of the Public Security Bureau of Zhaodong City, Heilongjiang Province: This fraud gang is different from the previous fraud gangs. In the past, fraud gangs used the telephone to make active contact. This fraud gang mainly pretends to be a regular company by selling advertisements, which makes it easy for people who are in urgent need of loans to be deceived.

Subsequently, the police launched an investigation around the false advertisements involved in the case and found that these false advertisements spread on the Internet were not published by overseas dens, but by someone else.

Darren Liu, a policeman of the Sixth Brigade of Criminal Investigation Detachment of Suihua Public Security Bureau, Heilongjiang Province: There is a special false advertising promotion den to provide false advertising promotion for these fraud dens and earn high advertising fees.

Sui Chenbing, captain of the Sixth Brigade of Criminal Investigation Detachment of Suihua Public Security Bureau, Heilongjiang Province: The person who provides false advertisements for dens should be in Shanghang County, Longyan, Fujian Province, and then find an accurate residence dedicated to publishing false advertisements through a lot of work. There should be six or seven of them. It is likely that they will promote not only some dens in Myanmar, but also other fraud dens in China or abroad.

At the same time, through in-depth investigation, the police also locked the criminal suspect who provided the gang with bank cards and other crime tools.

Darren Liu, a policeman from the Sixth Brigade of Criminal Investigation Detachment of Suihua Public Security Bureau, Heilongjiang Province: The person in charge of this den will receive a courier every day. By analyzing the courier he received, it is determined that this should be his fraudulent bank card. Through the follow-up investigation of the courier information, he found the Guangxi guest who mailed the fake courier bank card for him.

After four months of careful investigation, the police finally found out the whole criminal chain of this gang, and the time is ripe to close the net. Subsequently, the police sent several arrest teams and overseas working groups abroad and prepared to close the net.

With the assistance of the Myanmar police, the overseas network closing operation was carried out simultaneously with the domestic network closing operation. In this centralized network-closing operation, all 23 suspects, including withdrawing money, advertising and selling bank cards, were brought to justice.

At present, all the suspects arrested abroad have been escorted back to China. Through interrogation and investigation, the police have verified that more than 200 cases have been cracked. In this regard, the police reminded that everyone must raise their awareness of prevention and prevent being deceived.