What are the patterns on China Construction Bank cards?

There are dragon patterns, zodiac patterns, etc.

1. Dragon Card Savings Card (Debit Card) Functions:

1. Universal Deposit and Withdrawal: Deposit and withdraw money at the branches of China Construction Bank that offer the off-site Internet business of savings cards.

2. Withdraw funds from ATMs: Withdraw money, check and change passwords at ATMs connected to the card issuing bank; withdraw money and check balance at ATMs connected to China Construction Bank nationwide.

3. Payment and settlement: Shopping and consumption at special merchants such as online stores, restaurants, entertainment venues, etc.

4. Deposits bear interest: Interest on deposits in savings card accounts is calculated as current deposits.

5. Telephone banking: In places where telephone banking is available, you can check the balance of your savings card, detail transactions, and report losses over the phone.

6. Collection and payment: You can pay for phone bills, rent, water bills, electricity bills, personal housing, car and other consumer loan repayments on behalf of customers; you can pay wages on behalf of individual institutions; Can

handle securities and fund settlement for customers.

7. Application conditions: Customers can apply for a savings card at a China Construction Bank deposit and redemption savings outlet by presenting their identity documents and depositing the required minimum deposit amount. When applying for a savings card, customers should fill in the savings card application form and savings card deposit slip as required, and submit it to the handling staff along with their ID and cash; the handling staff will review it and read and write on the magnetic strip. After swiping the savings card on the device to register the customer's relevant information, the customer can receive the savings card and password envelope.

Remarks and instructions: Longka savings card deposits are handled in accordance with the interest settlement regulations of current savings deposits. Interest is settled once a year, and the interest settlement date is June 30th

2. Dragon Card Zodiac Savings Card (Debit Card)

1. Functions: Zodiac Savings Card has the basic functions of Dragon Card Savings Card, including deposits and withdrawals, consumption settlement, and supports off-site deposits and withdrawals, and can be used in 280 countries across the country Used in many large and medium-sized cities. When using it, you only need to show your ID card with your personal password. It is a card that belongs entirely to your child. Cultivate children's financial awareness from an early age and learn to be their own little housekeeper

2. Application conditions: The Zodiac Savings Card is a multi-functional magnetic card issued by an online business institution affiliated to China Construction Bank for children and adolescent customers.

You only need to deposit 10 yuan, pay a small production fee, fill in the Zodiac Savings Card application form and deposit receipt, and submit them together with a valid ID document to a Construction Bank branch for processing Personnel;

After the handling personnel reviews and registers relevant information, you can apply for the Zodiac Savings Card

3. Remarks and explanations: The "Year of the Rabbit" card was launched in 1999; launched in 2000 "Dr. Dragon" card; "Silver Snake" card launched in 2001; "Qianlima" card launched in 2002;

3. Dragon Card ordinary credit card (quasi-credit card):

The reserve amount is RMB 1,000. Maximum overdraft amount: RMB 10,000.

1. Handling fee: production fee is 10 yuan; loss reporting handling fee is 40 yuan; annual fee is 20 yuan.

2. Functions: 1. Consumer credit: With the card, you can handle shopping and consumption settlement at hotels, shops, restaurants, entertainment and other consumption venues nationwide with the China Construction Bank Dragon Card logo. The revolving consumer credit provided ranges from 1,000 yuan to 10,000 yuan.

3. Deposits and withdrawals: Dragon Card personal credit card customers can deposit and withdraw money at the branches of China Construction Bank with the card and their valid identity documents.

4. Deposits bear interest: ---- Deposits in credit card accounts are charged interest based on the current deposit rate.

5. ATM withdrawals: Personal credit cards can be withdrawn at the ATMs of the Dragon Card issuing bank and nationwide networked ATMs with the card and password.

6. ATM inquiry: You can check the balance at the ATM of the Long Card issuing bank and the ATMs networked nationwide. The password can be changed at the ATM of the Dragon Card issuing bank.

7. Consumer credit: Within the specified credit limit, overdraft in good faith and consume in advance to meet urgent needs. Cardholders who meet the conditions can also receive a credit limit increase service.

8. Telephone banking: In places where telephone banking is available, you can inquire the balance account, change the inquiry password, and report loss by phone.

9. Collect and pay on behalf of customers: can pay for phone bills, rent, water bills, electricity bills, personal housing and car repayments on consumer loans on behalf of customers.

Can pay wages on behalf of enterprises, institutions, social groups and other institutions

on behalf of them. Can handle securities and fund settlement for customers.

10. Credibility sign: Credit card is a credit payment tool issued by China Construction Bank to customers. Holding a credit card is a sign of high credibility.

11. Application conditions: Those who meet the following conditions can apply for a personal credit card: Over 18 years old. Have full capacity for civil conduct. Stable income and certain ability to pay. Be in good standing.

Four. Dragon Card Gold Card (Credit Card - Gold Card)

Amount of reserve fund: 0; the maximum overdraft amount is 50,000 yuan.

1. Handling fee: annual fee of 80 yuan per year

2. Late payment fee: According to the regulations of the People's Bank of China, if the customer fails to repay the loan within the specified time, China Construction Bank will In addition to the loan interest charged on the overdraft amount at a daily interest rate of 5/10,000, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will also be charged. If the customer can pay the minimum monthly payment (usually 10% of the outstanding amount), China Construction Bank will still provide the customer with consumer loans

3. Function: The Dragon Card Gold Card has all the features of an ordinary credit card In addition to functions, cardholders can enjoy more discounts and better services than ordinary cardholders:

Longka Gold Card cardholders can use the card to settle purchases at Longka-approved merchants. You can enjoy the revolving consumer credit provided by China Construction Bank within a certain credit limit. The credit limit is 10,000 yuan to 50,000 yuan. After the customer settles with the card, China Construction Bank will send a statement for the customer to understand the card consumption situation of the month. The customer will press the corresponding After repaying the bill according to the relevant provisions of the bill, you can continue to enjoy the consumer credit provided by China Construction Bank.

According to the regulations of the People's Bank of China, if a customer fails to repay within the stipulated time, China Construction Bank will not only charge loan interest on the overdraft amount at a daily interest rate of 0.5%, but also charge the minimum repayment amount. A late payment fee of 5% of the unpaid portion will be charged. If the customer can pay the minimum monthly payment (usually 10% of the amount owed), China Construction Bank will still provide consumer loans to the customer.

When customers are in urgent need of cash for small amounts, they can withdraw cash at China Construction Bank outlets and ATMs with their card and personal password.

Customers can entrust China Construction Bank with their cards to handle automatic transfers on a regular basis, pay relevant fees, and repay the principal and interest of personal housing loans or other consumer loans.

If the Gold Card is lost or stolen, customers must immediately call the Bank or the nearest branch to report the loss in writing. China Construction Bank provides priority services to gold card holders and waives the loss reporting fee.

4. Application conditions: Dragon Card Gold Card is a credit card issued by China Construction Bank to customers with higher credit limits in China Construction Bank according to certain conditions;

Currently only available in Beijing, Shanghai, and Pre-release in three places in Guangzhou;