Joke Collection Website - Blessing messages - Is it safe for Shangrao Bank to deposit regular flexible treasure?
Is it safe for Shangrao Bank to deposit regular flexible treasure?
1. What's the difference between flexible deposit and Yu 'ebao?
At present, the prepayment interest rate of flexible deposits is 4.3%, which can also be said to be 4.3% of the deposit interest rate. Flexibility: Yu 'ebao is connected with the Monetary Fund, and the daily quick withdrawal limit is 1 1,000 yuan. The rest of the funds can only be redeemed by ordinary means, and it will take the next day at the earliest;
Flexible deposit and withdrawal, withdrawal at any time, real-time arrival; Security: Yu 'ebao and Flexible Deposit are not bank deposit products and are not protected by deposit regulations. Security is between bank deposit and bank financing. Compared with flexible deposits, Yu 'ebao is a monetary fund product; One is the innovative cash management products of private banks, and the security difference between them is not very big; Consumer payment function: Yu 'ebao is better. Yu 'ebao is a balance wealth management account for payment, with powerful payment function, which can support both Taobao shopping transfer and other payments. Flexible storage is just a financial product. Flexible deposit yield and flexibility are slightly better, which is more suitable for financial management; Yu 'ebao is more convenient and has a powerful consumer payment function.
Second, what is a flexible treasure?
Flexible Bao is a high-yield wealth management product under Ping An Securities, with an annualized income of around 5%. Different from other wealth management products 1 10,000 yuan, Flexible Bao has a very low threshold for investment, and can invest with less money, without setting an investment ceiling, so that more users can participate; Moreover, the redemption of Flexible Bao 1 is also very fast. T+ 1 can be used at any time, so that idle funds can generate income at any time. Flexible Bao 1 has high liquidity and flexibility, provides users with good change management function, and becomes a cash management tool suitable for most choices.
Flexible Bao 36 months refers to the flexible Bao three-year deposit product launched by Shangrao Bank. Shangrao Bank is the first joint-stock commercial bank with independent legal personality in Shangrao City, Jiangxi Province. It was restructured into a city commercial bank on the basis of the original Shangrao City Credit Cooperative. In September 2009, it was renamed Shangrao Bank, and its full name was Shangrao Bank Co., Ltd. ..
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