How to bind the bank card to WeChat without opening online banking?

Bank cards can be bound to WeChat without opening online banking, as long as the following conditions are met:

First, bank cards can be used normally;

Second, the real-name information of the bank card is consistent with WeChat;

Third, use the reserved bank card mobile phone number to receive the SMS verification code and bind it.

The steps to bind the bank card to WeChat are as follows: Step 1, open WeChat, click "I" at the bottom, and then click "wallet"; Step 2, enter the wallet page and click "Bank Card"; Step 3, find the "Add Bank Card" below and click to enter; Step 4: Add a bank card, enter the password, fill in the cardholder and card number, and click Next; Step 5, after the above steps, you will jump out of your card type and fill in the reserved mobile phone number of the bank; Step 6: After clicking Next, the background will send a verification code to the mobile phone number reserved by the bank, fill in the verification code, and click OK to bind successfully.

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scope of business

Generally speaking, the business types of online banking mainly include basic business, online investment, online shopping, personal finance, corporate banking and other financial services.

1, basic online banking business

The basic online banking services provided by commercial banks include online account balance inquiry, transaction record, data download, transfer and online payment.

2. Online investment

Due to the developed financial services market, there are many kinds of financial products that can be invested. Foreign online banking services include stocks, options, mutual fund investment and CDs trading.

3. Online shopping

The online shopping assistance service established by online banking of commercial banks greatly facilitates customers' online shopping, provides customers with high-quality financial services or related information services on the same service variety, and strengthens the competitive advantage of commercial banks in the traditional competitive field.

4. Personal financial assistant

Personal financial assistant is a service that foreign online banks focus on developing. Major banks transfer financial assistants in traditional banking business to the Internet, and provide customers with various financial solutions, suggestions or financial service technical assistance through the Internet, thus greatly expanding the service scope of commercial banks and reducing the related service costs.

5. Corporate banking

Corporate banking service is an important part of online banking service. Its services are more diverse and complex than individual customers, and the requirements for related technologies are higher. Therefore, providing online banking services for enterprises is one of the signs of the strength of commercial banks. Generally, small and medium-sized online banks or pure online banks can only provide some or even no such services.

6. Other financial services

In addition to banking services, online banking of large commercial banks also provides customers with insurance, mortgage, mortgage and other financial service products by themselves or in conjunction with other financial service websites, expanding the scope of online banking services.