I received a text message saying that it was a notice of filing a case from Wuhan Legal Department. It's true!

There is no such institutional department in law.

Just to scare you. Your overdue online loan is a civil act, not a criminal offence.

The basic legal knowledge of this texter is wrong. Legal affairs department, where is the lawyer? Only lawyers belong to lawyers. Ignore him. It's all a bluff. Someone is sued in the court, not the other party informs you, but the court directly serves paper litigation documents and subpoenas, and you need to sign for them.

civil code

Article 125

The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.

If the defendant fails to submit the defense, it will not affect the trial of the people's court.