Can I check the balance across banks?

Bank card balances can be checked across banks. Checking bank card balances across banks is free. Only deposits, withdrawals, and transfers across banks will be charged.

Generally, you can check the balance of your bank card through the following methods:

1. Call the bank customer service number and follow the bank customer service prompts to check the balance of your bank card.

2. Open online banking and check the balance through online banking.

You can check the balance of a bank card across banks. Checking the balance of a bank card across banks is free. Only deposits, withdrawals, and transfers across banks will be charged. Under normal circumstances, you can check the balance of your bank card through the following methods:

1. Call the bank customer service number and follow the bank customer service prompts to check the balance of your bank card.

2. Open online banking inquiry, log in to the relevant bank website, and check the bank card balance.

3. Take your personal bank card to a nearby bank branch and give it to bank staff to check the card balance.

4. Go to the ATM machine to check the bank card balance, insert the card, enter the password, and select the query service according to the directory.

Inter-bank withdrawal means withdrawing money from the bank where you are not depositing money. It is usually used for ATM withdrawals. For example, if you go to Industrial and Commercial Bank of China to withdraw money with a Bank of Communications card, it is an inter-bank withdrawal.

Inter-bank withdrawals generally charge a handling fee ranging from 2 to 50 yuan per transaction. Some banks do not charge handling fees for the first 2 to 3 inter-bank withdrawals each month. Since July 25, 2010, the handling fee for intra-city inter-bank withdrawals of the four major banks, China Construction Bank, China Construction Bank, Industrial Bank of China, and Agricultural Bank of China, has increased to 4 yuan per transaction, and some joint-stock banks have followed suit and increased prices.

Notes

1. When entering the password, be sure to cover it with your hands. If there is any abnormality in the password shield and card entry protection slot of the ATM machine, for safety reasons, do not use it. At the same time, inform the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. Pay attention to the number of times the cashier swipes the card. When you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card;

5. Activate the mobile phone SMS service to keep track of account changes at any time If you find an abnormal transaction, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

7. Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away. Do not keep multiple bank cards and passbooks together.

8. Use pieces of paper to separate cards as much as possible to act as a distance.

9. You can use special bank card holders or anti-magnetic card holders.