Can I sue Internet companies in different places?

First, online lending companies can sue in different places.

Generally speaking, China's litigation jurisdiction follows the principle that the plaintiff is the defendant, but in some special losses, it can also be sued in the court where the plaintiff is located. Online lending companies have the right to choose to sue in different places. Whether the court accepts it depends on whether it has the right to hear the case.

Second, the operation mode of online loan 1, P2P online loan originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is that online credit companies provide a platform for borrowers and borrowers to bid freely and reach a deal. In the traditional P2P model, the online lending platform only provides services such as information exchange and information value appraisal that are conducive to the completion of transactions, and does not substantially participate in the interest chain of lending. There is a direct creditor-debtor relationship between borrowers and lenders, and the online lending platform maintains its operation by charging certain fees to borrowers and lenders. In China, because the citizen credit system is not standardized, it is difficult for the traditional P2P model to protect the interests of investors. Once overdue, investors will lose everything. Therefore, in the continuous exploration and practice of P2P online lending, it is suggested that friends and relatives should be introduced into credit loans for joint guarantee, and mortgages or pledges should be introduced into other loans for counter-guarantee. At the same time, the enterprise loan project introduces a third-party financing guarantee company to audit and guarantee the project principal and interest, and requires that its guarantee scale should match the guarantor's guarantee amount, and the guarantor should also strengthen its own risk control management. Online lending, also known as P2P online lending. P2P is the abbreviation of English peer to peer, which means "person to person". 2. Creditor's rights transfer mode The creditor's rights transfer mode can better meet the borrower's capital needs and the investor's financial needs, and actively carry out business in batches instead of passively waiting for their respective matches, thus achieving rapid expansion of scale. It is closely related to the target customer groups of microfinance that the development of Internet in China has not yet spread. Almost all online lending platforms established since 20 12 are creditor's rights transfer models. Because of the extension of credit chain and the high correlation between institutions and professional lenders, the P2P online loan form of creditor's rights transfer has been questioned. Many traditional P2P institutions think that this is "not P2P, and the risk will affect the P2P industry". 3.P2B mode P2B platform is characterized by individuals to institutions, and the specific operation mode is that third-party institutions do risk control. The platform connects the risk control projects or targets of third-party organizations with investors on the platform, and intelligently solves the problems of unprofessional risk control and poor risk control level of the platform. Generally speaking, the risk of P2B business model is much lower than that of P2P business model, and its security is more worthy of investors' trust. According to the different cooperation institutions, P2B platforms can be subdivided into the following categories:

First, a platform for cooperation with guarantee companies;

The second is a platform for cooperation with small loan companies;

Third, a platform for cooperation with factoring companies and financial leasing companies;

Fourth, a platform for cooperation with powerful licensed formal financial institutions such as securities companies, four major asset management companies and banks.

Because guarantee companies usually have weak risk control ability, followed by financial leasing companies and factoring companies, small loan companies are slightly stronger, and licensed formal financial institutions with strong strength such as securities companies, four asset management companies and banks have the strongest risk control ability and the highest risk control level. Therefore, in these types of P2B platforms, the first risk is greater, followed by the second and third risks, and the fourth risk has a stronger relationship with securities companies, four major asset management companies and banks.

Everyone failed to repay the loan in time. According to the provisions of China's Civil Procedure Law, online lending companies can sue the parties in different places, and the parties need to participate in the proceedings on time after receiving the court summons. Secondly, the biggest reason why online loans are popular all over the country is that the loan conditions are relatively low and the mortgage speed is fast. Generally speaking, as long as you submit your personal ID card information, you can quickly lend money. Under this model, there are huge risks in lending. At present, the development of online lending in China is not mature enough, and the relevant laws and regulations are not perfect. Once caught in it, it is difficult to protect our individual rights.

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