Just now, the Agricultural Bank sent me a text message saying that the annual fee of 1200 was deducted from my account. Is this normal?

Not normal. Today, my classmates and I went to cancel the CCB card. Shortly after the cancellation, I received a short message from CCB one day, saying that if the points exceeded 5,000, I could exchange them for 5% cash. We still think this is possible. Later, students called the customer service hotline to ask, and the answer was that the liar's methods became clearer and clearer. You'd better go to the bank to check, and don't trust sudden phone calls and text messages.