Will the online loan be notified by SMS?

Online loans will be notified by SMS, so if they are handed over to the police, they will be investigated for legal responsibility and have an impact on credit reporting. Online debt collection is also called debt evasion.

First of all, what is debt evasion:

Generally speaking, evading debts refers to the debtor's ability to repay debts, but deliberately evading debts. Some debtors even deliberately evade their debts by means of enterprise bankruptcy, thus infringing on the legitimate rights and interests of creditors.

2. The debtor is accused of evading debts and suffering from malicious debt collection:

1. First, the debtor should have a sense of responsibility. If you do have a debt crisis, you should try to realize your assets and try to repay your debts. Don't shirk your debts.

2. Second, if you are really heavily in debt and penniless, you should communicate truthfully with creditors and tell yourself the actual situation that you are unable to repay at present.

3. Third, for those who maliciously collect debts and accuse you of evading debts, you should argue with reason and refute their framed behavior.

1. What should I do if the online loan is temporarily overdue?

1. Explain your situation to the lending institution, apply for an extension and extend the repayment time;

2. In addition, find a lending institution to apply for loan funds, and use the funds to repay the loan first to avoid overdue;

If the remaining repayment amount is not large, you can borrow money from relatives and friends and then pay them back.

Second, what are the consequences of overdue online loans?

1, I will be harassed by phone calls and collected by SMS. It is inevitable that only you can't afford the loan. In order to recover the arrears, online lending platforms and collectors bombed borrowers, making them uncomfortable;

2. Because the borrower has authorized the online lending platform to obtain his call records and address book information in time. Therefore, once the borrower fails to pay back within the time limit, not only will he be harassed, but even the contacts in the address book and telephone records will not be spared and will be harassed by the payee;

3. The picture of the dunne ps Lender is sent in groups. This also makes many lenders more worried and embarrassed. Because once such photos are sent in groups, they may cause great harm to their reputation and even see no one;

You may be sued. Although most online lending platforms are illegal usury platforms, some platforms still choose to sue for debt collection. Regardless of whether these online lending platforms are illegal or not, the state has protected the most basic principal. In other words, the state will support the online lending platform as long as it sues the borrower to repay the principal. After all, paying debts is a matter of course;

5. If the online lending platform sues, the court decides to repay, and the borrower has the ability to repay but refuses to repay, the borrower becomes Lao Lai. Of course, Lao Lai is not so easy to do, and the conditions are still very harsh. If you don't go in, you need to be sued. If the court decides, you won't pay back the money. However, most online lending platforms are unwilling to sue, borrowers simply want to pay back, and they have no money to pay back. Borrowers will hardly become immortal people.