Is it reliable for Industrial Bank to issue provident fund with interest?

This depends on the specific regulations of the bank and the number of users. The special consumption reserve fund of Industrial Bank is the installment quota of credit card, which will not occupy the fixed quota of credit card. However, the monthly repayment amount will be charged to the credit card bill after applying for petty cash. At the same time, petty cash cannot be withdrawn and can only be used for consumption staging. In addition, the consumer reserve fund will also require users to upload consumption vouchers. Please pay attention to keeping invoices, receipts and other information.

This is about the bonus points of Industrial Bank. If you have an industrial card, you can see if there is a quota. Recently, many people did get the quota.

Suihang Sub-branch: This is the special consumption quota of Industrial Card, which is different from the fixed quota of credit card, so it will not occupy the fixed quota of credit card. It should be noted here that special consumption will also clarify your consumption purpose. If you receive an invitation and apply for this loan line, your card cannot be refunded temporarily during the use of this line. The most important thing is that the quota of these two loans is a white list invitation system, which can be applied through the internal code, and friends who have no SMS invitation can try it. The reserve interest rate of Industrial Credit Card varies according to different stages.

The Industrial Bank credit card cannot be cancelled if it has been processed for 36 periods. Users can only choose to prepay and terminate the installment, and need to call the customer service hotline to apply. If the automatic installment service is enabled on the card, the user can choose to close the service, but the bill that has applied for installment is also irrevocable. Therefore, users must carefully consider whether to apply for staging. Once the installment application is successful, it cannot be cancelled.

Precautions for the reserve fund of Industrial Bank: After the success of Suixing Sub-branch, the bank will transfer the applied funds to the credit card account in real time in the form of overpayment. This amount can only be used for credit card consumption in designated consumption areas, such as household appliances consumption, medical consumption and tourism consumption. , and can't be used in other non-consumption fields or for cash withdrawal or transfer.

After successful handling, no matter whether the credit line is used or not, the repayment will be made as agreed every month. The monthly repayment amount will be merged into the credit card bill of the current month and returned to the credit card account. If it is overdue, bad credit will affect the withdrawal of credit cards. Importantly, Suixing Sub-branch will increase the cardholder's total credit line, and the cardholder's debt ratio will also rise, which may affect the cardholder's repayment ability. In order to avoid risks, Industrial Bank will not easily increase the credit card quota, and only after paying off will it have the opportunity to increase the quota, which is equivalent to closing the house. Caution is recommended.