How to check the loan in ICBC app (ICBC APP checks the loan balance)

How to inquire about the loan of ICBC?

1. Open and log in to ICBC's online banking, click Favorites, then click Loan, then click My Loan, and finally click Loan Application Result Query, and follow the prompts on the page.

2. Open and log in to ICBC Mobile Banking, click Favorites, click Loan, and then click My Loan. Finally, click to query the loan application results and follow the prompts on the page.

When the materials submitted by the borrower are complete and meet the loan conditions of ICBC, the loan approval will generally be completed within 2 working days, and the specific lending time needs to be based on the time. The borrower needs to prepare complete, true and effective loan application materials before lending, which is helpful to speed up the loan approval time.

If the loan amount applied by the borrower is large and the approval cannot be completed in a short time, the borrower needs to wait patiently and wait for the notice from ICBC. If the loan amount applied by the borrower is small, ICBC will complete the examination and approval in a short time.

Borrowers need to maintain a good credit record during the application for ICBC loans, and there can be no overdue phenomenon, otherwise the approval of ICBC will fail. During the period of applying for ICBC loan, borrowers should not be excessively indebted, which will not only increase their economic pressure, but also affect the loan amount.

How to inquire about the loan information handled by ICBC?

The inquiry method of loan information handled by ICBC is as follows:

1. Open the ICBC app and click the place indicated by the arrow in the upper right corner of the page.

2. Next, click Login.

3. After logging in, click Loan.

4. After entering the loan page, click My Loan.

You can see your loan information on the next page.

How to inquire about ICBC loans?

At present, there are three ways for ICBC to inquire about personal loans: online banking, telephone banking and bank outlets.

1. The online banking inquiry process is as follows:

Icbc online banking App: 12. 3. 2 version

Log in to personal online banking-click "Branch Function"-personal loan information inquiry.

2. Telephone banking inquiry process is as follows:

Call ICBC Telephone Banking 95588- Personal Customer Press 1- Enter the customer number or passbook number or card number-Personal loan information Press 7- Personal loan information.

First, enter the words "Industrial and Commercial Bank of China" in Baidu search bar to search, and click on official website, Industrial and Commercial Bank of China.

Click the "Register" button on the homepage of official website, and then complete the online banking registration according to the webpage prompts.

After the registration is completed, click the login button on the home page, enter the account information you just registered, and enter the home page of personal online banking.

On the homepage of personal bank, we can see the "Loan" button, and click it to see our basic loan information.

If you need to check the details of the loan information, click the "Details" button at the back to find the repayment number, date and other information.

Finally, if you want to query your repayment details, you can click "Details" at the back, enter the time period you want to query, and you can query the repayment details of this loan.

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Generally speaking, bank loans can be divided into online and offline processing channels. If you apply online, you just need to wait for system review or manual approval, but if you submit the information offline, you need to wait for a long time. What should I do if I find that the loan applied offline is not renewed for a long time?

Taking ICBC as an example, the main reasons for not being able to query the loan progress or not updating the progress in time are as follows:

First, the account manager did not enter the business into the system.

Second, the system has been online, but it has not been submitted for review.

Third, the information inquired by the data system and customers is asymmetric, and perhaps the information is delayed.

If this happens, we can:

1. Contact the account manager or the person in charge of the branch directly to inquire about the loan progress.

2. Inquire about personal credit report. If there is a bank inquiry record, it means that the loan has been reported.

3. Query personal online banking account information. If there is a loan contract number, it means that the loan has been approved successfully.

Finally, each bank has different policies, so I suggest you contact more outlets for consultation.

How to check the loan progress through ICBC mobile banking

According to the following process, you can check your loan approval progress:

1. You can log in to personal mobile banking with your mobile account and open the China Industrial and Commercial Bank APP.

2. After entering the mobile banking interface, select the function Favorites-Loan-My Loan-Query Loan Application Result to query.

Operating environment:

Xiaomi MIUI 1 1

Version 6. 1

Other ways to query the loan progress of ICBC are as follows:

1, online query

Users can log in to ICBC official website to check the loan progress according to the prompts.

2. Telephone enquiry

The borrower can directly contact the credit manager who handles the loan business for you to understand the approval progress. You can also call 95588, press "9" after the connection, and ask the customer service staff of ICBC to check the application progress for you.

3. Counter inquiry

The borrower can check the loan progress at the business counter with the loan-related documents and his ID card.

China Industrial and Commercial Bank Loan Process

1. Fill in the application for residential mortgage and submit the following supporting documents from the bank: ID card, household registration book, marriage certificate, house bank running list.

2. The borrower and the guarantor of both parties sign the housing mortgage loan contract and notarize it.

3. The borrower shall go through the mortgage registration formalities at the bank with the real estate license of the mortgaged property.

4. The bank examines the borrower's loan application, purchase contract, agreement and related materials.

5. After the loan contract is signed and notarized, the bank will transfer the loan to the borrower.

According to different classification standards, there are many types of bank loans. For example:

1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;

2. According to the loan scale, it can be divided into wholesale loans and retail loans;

3. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts;

4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.

5. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.

6. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;

ICBC: How to inquire about loan information?

The inquiry method of loan information handled by ICBC is as follows:

1. Open the ICBC app and click the place indicated by the arrow in the upper right corner of the page.

2. Next, click Login.

3. After logging in, click Loan.

4. After entering the loan page, click My Loan.

You can see your loan information on the next page.

How to check the ICBC loan?

There are four ways for ICBC to inquire about loans:

1. Online banking inquiry: the browser jumps to the official website interface of ICBC → click Login in the upper right corner → After successful login, click the loan option at the top of the interface → click My Loan to see your car loan information, and then click the car loan information to see the repayment status of each installment.

2. Mobile banking inquiry: Open the "Industrial and Commercial Bank of China" App on your mobile phone, run and log in → after logging in successfully, click "My" below → click "Debt Inquiry" below → expand, and then click "Loan" to see your car loan information. You can click on the car loan information to check the repayment of each installment.

3. Telephone banking inquiry: dial ICBC 95588→ press 1→ enter the card number → press 7 to inquire about car loan information.

4. Bank outlet inquiry: hold my ID card to the nearby ICBC outlets for operation inquiry.