ICBC credit card has not been used for more than six months.

This is a reminder. Because you haven't used or consumed for half a year, the bank has adjusted or reduced your credit limit for the safety of your funds to prevent your unexpected losses. It doesn't matter if you don't use the bank card, because all the funds in your account are indispensable, and your account will not be frozen. However, if the specified consumption times (five times) or amount (5,000 yuan for a single consumption) cannot be reached each year, an annual fee will be generated. Do you understand?

The credit limit means that you have no money on your card, you can go to the mall to spend it, and then pay it back before the 25th of next month. There is no interest, and the balance in your current account is 5000 yuan. (If you save 5000 yuan yourself) That means you can go to the mall and spend 7000 yuan. You didn't save it yourself, but the original credit line, so you can only spend 2000 yuan at most.