Ping An Credit Card SMS Reminder Mode

How to cancel consumption SMS reminders for Ping An Bank credit cards

1. Open Baidu, enter "Ping An Bank" in the search box, and click to open the official website.

2. Find "Personal Online Banking Login" on the official website and log in to your online banking account.

3. Select more businesses in the personal online banking interface and click "Account Management".

4. Find the "SMS Notification" option in the jumped interface and click to enter.

5. Select "Disable" in the SMS notification setting interface and enter your personal mobile phone number.

6. Then enter the verification code received on your mobile phone.

7. After filling in the verification code, you can cancel the SMS service.

How to set up SMS reminders for Ping An Credit Card (debit card)?

Opening SMS reminders for credit cards (debit cards) can help us better grasp personal account information while avoiding relative risks. Ping An Bank now has SMS reminder service, but you need to activate it yourself. The specific activation method is as follows:

1. Activation of online banking: Search the official website of Ping An Bank, enter the account number to log in, and go to Personal Settings - Account Security You can see the SMS service and click to activate it;

2. Official WeChat activation: follow and bind the official WeChat, reply directly to activate the SMS service, and follow the reminder to successfully handle it;

3. Dial the bank customer service hotline 95511 and follow the voice prompts to successfully activate the SMS service.

Which numbers of Ping An Bank’s credit cards will send text messages

There are 95511, 106921895511, 1069034095511, 106921895511, and 1069379551186 numbers of Ping An Bank’s credit cards that will send text messages.

Currently, Ping An Bank provides SMS reminders for consumption, SMS reminders after repayment, refund information reminders, installment review results SMS, etc.

Currently, Ping An Diamond Card and Platinum Card holders still enjoy free consumption reminder text messages for all cards in their names; business card and Jintong Card holders only use these three cards for transactions. You still enjoy the free discount of consumption reminder text messages, but for transactions using other cards under your name, starting from May 1, 2019, you will enjoy free discounts for consumption reminder text messages with an amount of 500 yuan and above.

1. Main features of credit cards

Pre-deposit of cash is not encouraged, consumption is done first and repayment later, interest-free repayment period is available, and repayment can be made in installments (with a minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations so that it can be used globally.

It is one of the fastest growing financial services today and is an electronic currency that can replace traditional cash circulation to a certain extent.

Has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

It is a high-tech product integrating financial business and computer technology.

Can reduce the use of cash currency.

It can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

It can simplify the collection procedures and save social labor.

Can promote product sales and social demand.

2. Use safety

Credit card: Criminals or criminal groups use fake or invalid cards to pretend to be genuine cards for consumption, directly defrauding merchants or card issuers.

Cardholders: Poor storage/mishandling of cards (expired/invalid credit cards are not destroyed, or lost cards are not immediately invalidated, etc.), and personal identity information is unintentionally stolen or defrauded. To avoid such problems, citizens should not easily provide personal identity information to others, and it is best not to entrust others to handle credit cards on their behalf.

Consumer merchants: Service staff overcharge cardholders during their consumption process, or steal their credit card information to make purchases at other merchants. This situation can happen whether it is a physical merchant or an online virtual merchant.

Trading system and mechanism: As long as it is made or handled by humans, human errors and oversights are inevitable; no matter how rigorous the trading mechanism is, with a world-class trading system from confirmation to settlement, there will still be mistakes. The possibility of invasion, and the so-called "invasion" actually has hierarchical differences.

Ping An Credit Card sent a text message to remind users to use the card in a standardized manner

Ping An Credit Card received a text message to use the card in a standardized manner, indicating that the user was suspected of using the card in violation of regulations. Ping An Bank sent a text message to remind the user that they must use the card in a standardized manner in the future. Card. If the card usage is standardized in the future, then this risk control status can be lifted. If there is a suspicion of illegal use of the card, the card will be directly subject to risk control. After the risk control, the card cannot be used anymore.

At this time, you need to proactively contact the manual customer service and submit relevant evidence to show that you are using the card in a standardized manner. The card must be reviewed by Ping An Bank before the card can be restored.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

Application conditions

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his/her valid identity document and card issuance Other documents required by the institution are required to apply for the main credit card personal card from the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Ping An Credit Card is fully protected for consumption losses within 72 hours before the loss is reported

If your credit card is lost or stolen, no matter whether password-based transactions are set up or not, any loss occurred within 72 hours before the loss is reported. You can apply to the Bank for compensation for losses caused by fraudulent use of your card.

Full protection for cash advance losses if a credit card is robbed. If the cardholder is hijacked by a gangster and is coerced by the gangster and his life and health are seriously threatened, he is forced to reveal the name of the cardholder to the gangster. If the credit card password is entered and the credit card is used by criminals to advance cash through an automated teller machine (ATM) or a bank counter, the cardholder may apply for compensation from the Bank.

Ping An Bank sends messages for consumption

Ping An Credit Card consumption SMS reminder service: 1. If you have not bound WeChat, there will be no SMS reminder when the transaction amount is less than 500 yuan, and if the transaction amount is 500 yuan and above, there will be no SMS reminder. Free SMS reminders will be sent for consumption (except for designated card types); 2. If you have bound WeChat, there will be no SMS reminders when the transaction amount is less than 1,000 yuan, and free SMS reminders will be sent for purchases of 1,000 yuan and above (except for designated card types) ); 3. If you have activated the consumption SMS reminder service, SMS reminders will be sent regardless of the transaction amount (there is a fee for activating this service: 3 yuan/month, charged once every 3 months, automatically renewed upon expiration) ; 4. All cards in the name of diamond card and platinum card holders, business card, RT-Mart card, Jintong card and Huayang card holders will receive free consumption reminder text messages regardless of the amount when they only use such cards for transactions. It is recommended that you follow the "Ping An Bank Credit Card" WeChat official account, click Activate_Bind Card, follow the prompts to bind the credit card and activate free consumption reminders. WeChat consumption reminders will be sent to any subsequent credit card transactions.

How much does it take to spend with a Ping An Bank credit card before a message is sent to your mobile phone?

Ping An Bank’s general credit cards will provide free text message reminders for purchases of more than 500 yuan. If you want to activate text message reminders for card consumption below 500, you will need to pay a text message fee, which is 2-3 yuan per month. Notification SMS service: Transaction deduction SMS reminder service. 1. This service is a text message reminder function that the counter activates for cardholders when the household head applies for a bank card. This function is a paid service (some banks also provide this service to cardholders for free in the first month of signing the contract). , canceling the business requires manual operation). 2. Activating the SMS reminder deduction service is essentially a bundled sale. The China Banking Regulatory Commission has already issued a formal order prohibiting this type of behavior. Card holders can go to the nearest bank branch to cancel the business. 3. It should be noted that you must bring your bank card and ID card to handle or cancel this business.

This concludes the introduction to Ping An Credit Card SMS Reminder and Ping An Credit Card SMS Reminder Mode. Have you found the information you need?