What should I do if my new mobile phone number always receives a lot of dunning calls?

My mobile phone number is new, and I received a reminder. What should I do?

1. If you are a new mobile phone number, it will not affect you if you receive the overdue SMS notification from the last user on this number. If in doubt, it is recommended to consult the sending bank of overdue SMS.

Second, the main reason why the newly bought mobile phone number always receives bank dunning text messages is that the original owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB will call 95533, then ask the customer service to explain the situation, ask the bank to change the contact information of the original owner, or contact the original owner through other channels.

2. Cancel this mobile phone number.

You can go to the business hall to cancel your mobile phone number, and then buy a new number, so that this will not happen. However, it is best to explain the situation to the sales staff when handling the new number, and then find a better reputation or a new number.

3. Call 1232 1 to make a complaint.

1232 1 is the telephone number of the network defect and spam reporting center. Calling this number to make a complaint can not only block spam messages in the mobile phone, but also block harassing calls in the mobile phone.

Serious consequences of overdue credit cards:

1, resulting in overdue interest and late fees;

2. Bad credit record;

3. Banks will collect money and may face criminal problems.

Credit card overdue solution:

1. If the cardholder forgets to repay and finds it overdue, he must repay as soon as possible, preferably in full. Call the bank's credit card center and declare the non-malicious arrears. If the overdue time is short, the bank may not calculate the bad record;

2. When the credit card cannot be repaid due to unemployment, illness and other reasons, before the repayment period, the cardholder should take the initiative to get in touch with the bank credit card center to explain his financial situation, declare that he is not in bad faith, and apply for deferred repayment or installment repayment;

3. When the cardholder voluntarily applies for deferred repayment, the bank will often agree to defer repayment, and the bank and the cardholder will agree on a repayment plan acceptable to both parties. In this way, the bank will not record bad records, but it must repay on time after applying for an extension;

4. Credit card repayment information The central bank's credit information system rolls for 24 months, and the credit card overdue repayment record will be kept in the credit information system for two years. If the card is found to be cancelled directly after it is overdue, the information will not scroll, but will be kept for a long time. Therefore, after the cardholder is overdue, it is best not to cancel the credit card immediately. It is best to stick to it for more than 2 years and then maintain a good credit record.

Novice mobile phone numbers always receive dunning.

The reason why novice mobile phone numbers always receive dunning:

1. First, check the personal credit report and loan big data to confirm whether the money you borrowed has been paid back and pay off the outstanding debts in time.

2. If you still receive a dunning call in the future, be careful that personal information is leaked and others borrow money under a pseudonym. You can explain to the lending institution/platform that the dunning call was not made by yourself, and ask the other party to terminate the loan relationship immediately, and ask the person who borrowed money under a pseudonym to pay back the money without being liable for repayment. Note that you should also be careful that your personal credit is damaged. If this leads to bad information in credit/big data records, you can appeal.

3. If it is found that the former holder who changed his mobile phone number borrowed a lot of money with this number, which led the lending institution/platform to find himself according to the number, the dunning phone can be blacked out directly, or another mobile phone number can be simply used.

What should I do if my new mobile phone number always receives a bank dunning message?

Novice mobile phone numbers always receive bank dunning messages, mainly because the original number owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB calls 95533 and then asks customer service to explain the situation, asking the bank to change the contact information of the original owner or contact the original owner through other channels.

2. Exit this phone number. You can go to the business hall to cancel your mobile phone number, and then apply for a new number, so that this will not happen. But when dealing with a new number, it is best to explain the situation to the sales staff and then find a reputable or new number.

3. Call 1232 1 Complaint 1232 1, which is the telephone number of the reporting center of bad network and spam. Calling this number to complain can block spam messages and harassing calls in your mobile phone.

Need to pay attention to handling the new mobile phone number:

1. Store the phone number in the address book in your mobile phone or make a backup to avoid losing it.

2. Inform friends and customers who contact frequently.

3. The mobile phone number should be cancelled in time after it is not used. Some friends give up their old mobile phone cards directly when they change their mobile phone numbers, thinking that they will automatically shut down and quit as long as they are not used. In fact, although it will be cancelled automatically, it will take several months. During this period, the system will automatically deduct the monthly rent of each month until it is cancelled. The mobile phone connects the user's credit. Please cancel in time so as to handle business or banking business in the future.

4. Unbind the account related to the unused mobile phone number. The mobile phone number is bound with many things, such as bank card, consumption verification, network password verification, Weibo and so on. Binding and unbinding the mobile phone number can prevent the account from being stolen and grasp the information in time. After changing the mobile phone number, it is necessary to conduct secondary verification in time to change the binding. If you need some time to apply for a new number, you can temporarily change it to the number of your family or friends as a transition.