Am I an investment fund or a stock?

Your mother is right. She should play gub. Under the present circumstances, hybrid funds are indeed better than equity funds. The smaller the fund, the greater the income, because it is easy to allocate positions and seize hot stocks, and the risk is naturally reduced. The best return of equity funds is in the bull market, especially the outbreak of bank stocks, and even the rise of bank stocks, which proves that the economy is improving and the risks can naturally be ignored. Now the first half of the stock market is a period of shock, and there will be many positives, but a little negative market rumors will fall. Of course, the fund will also be affected, so the benefits and crisis coexist. It is difficult to predict the situation in the second half of the year. It's a lie to say that it's fine all year round on the internet, so don't read it. With the invested funds, you can use 10,000 yuan to buy a capital preservation fund as a hedge because there is no risk. No matter when you enter, your net worth is 1, and your annual income is higher than that of the bank 1-2%. The remaining 20 thousand yuan will be used to buy small-cap funds, such as Golden Eagle small-cap funds and Guangfa small-cap funds, and the income will be as good as that in the first half of 2008. After half a year, we can look at the market hotspots and economic situation. If the economy goes down, you can put all your money in the money fund. If the economy recovers well, it can be increased by 654.38+0 million.