097 1 Ant Financial Services called to say that it was a door-to-door investigation and evidence collection. Is it true?

It's true, but I still suggest calling the official.

Your Alipay is overdue, and then Alipay will send you a text message saying that it will come to investigate. This is not a malicious collection of you. This may just be a door-to-door visit to find out your financial situation and see if you can repay it. After all, Alipay is a formal payment platform. It has a business license, and it is not an illegal collection platform. It will not collect your information violently and spread it at will. However, if Alipay sends you information about home visits, you should also pay attention. After all, you owe too much money for too long, which makes Alipay's system notice you. You can choose to pay back, you don't need to pay back in full, you can pay back bit by bit. After all, the money you owe must be repaid. The longer you delay, the more you will go to the credit information system.