How long will it take for China Construction Bank to transfer money by mobile banking?

It usually takes several minutes to choose real-time arrival and two hours to choose normal arrival.

1, if the inter-bank transfer of China Construction Bank's mobile banking is less than 50,000 yuan, the arrival time of the inter-bank transfer depends on the system conditions of PBOC and the receiving bank. China Construction Bank can determine the accounting processing time of China Construction Bank, that is, the funds will generally arrive within 24 hours.

2. Expedited transfer and real-time receipt; Transactions with a single transfer amount exceeding 50,000 yuan should be handled through the large payment system.

But the specific time to the payee's account depends on the payee's system.

3. It can be processed in real time from Monday to Friday from 9: 00- 16: 00. On non-working days (including national holidays) from 9: 00- 16: 00, CCB still accepts a single transaction with a transfer amount of more than 50,000 yuan, but it needs to be submitted to the large payment system for processing on the next working day, and the time to reach the payee's account depends on the payee's system; /kloc-from 0/6: 00 to 9: 00 the next day, transactions with a single transfer amount exceeding 50,000 yuan will not be accepted.

Extended data:

Mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication networks and terminals to handle related banking business. As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services at any time and any place, but also greatly enriches the connotation of banking services, enabling banks to provide customers with traditions in a convenient, efficient and safe way.

Background:

As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services anytime and anywhere, but also greatly enriches the connotation of banking services, enabling banks to provide customers with traditional and innovative services in a convenient, efficient and safe way. The unique personal characteristics of mobile terminal make it a powerful tool for banks to carry out business after ATM, Internet and POS, and attract more and more attention from international bankers. After warm-up, China's mobile banking business has gradually entered the growth stage. How to break through the existing business development bottleneck and improve customer awareness and utilization rate has become the focus of attention of all parties in the mobile banking industry chain. ?

Composition:

Mobile banking consists of mobile phone, GSM short message center and banking system.

During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format.

Baidu encyclopedia-mobile banking