There are too many online loan frauds, and star Yi Nengjing is outspoken!

Loans are a common thing in life. When money is tight, loans can provide us with great help.

However, with the development of the online loan industry, routine loans have sprung up, and "campus loans" and "routine loans" scams have emerged one after another. It's true. On the evening of April 8, actor Yi Nengjing sent Weibo to call for staying away from online loans, campus loans and special channel loans, reminding netizens not to fall into the trap.

Screenshot of Yi Nengjing Weibo

For those who want to borrow money, the "security" of the loan is the first principle in choosing loan products, and choosing a formal institution is a necessary condition.

How to choose a safe lending platform,

Let me give you some advice!

1, multi-directional selection, deepen understanding

For some borrowers, it will take time to choose a loan platform and refer to it in many ways. In fact, it is not difficult to choose a reliable loan platform. The hard part is that you don't understand and make a comprehensive comparison. You must choose a reasonable and most suitable online loan product on the basis of deepening your understanding.

Don't rush to see a doctor.

Sometimes, when you need money, you feel that you can't wait for a moment. If you want to lend immediately, you can't wait for the complicated process of approval. If the lending institution tells you that you can get a loan in three seconds, even if there are some additional conditions, such as paying various fees in advance, many people will do it without thinking. However, I didn't lend out the money I wanted to borrow, and I may have been cheated out of what was left in my pocket.

Step 3 choose formal channels

In the choice of online lending platform, safety is the first principle. Don't believe the "packaging materials" and "related households" of some black-hearted institutions. Remember, there is no free lunch in the world, and there are endless security risks behind the short-term benefits brought by black-hearted institutions.

If you want to borrow money, it is necessary to choose a formal lending institution. You can judge whether it is a formal lending institution according to whether it is filed with the Industrial and Commercial Bureau and whether there is a phenomenon of charging first and lending later.

If personal qualifications are "badly hurt", you can't try to get a loan through improper means. Beware of stealing chickens and not eating rice.

4, improve the process, don't be used by you.

Many people apply for loans, so they have to provide information today and fill out forms tomorrow. The process is complicated and I can't help complaining. In addition, they don't understand many specific conditions such as loan conditions and processes, and they can't tell whether the institution is formal or not. Many people choose to entrust them to intermediaries or lending institutions. When people with ulterior motives meet, their loans are often not settled, and their personal information and money are taken away. In this case, remember to take the evidence before calling the police!