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How to collect the invitation code for small loans?
The micro-loan just launched is currently being tested in a small scale, and the invited objects are generally Weizhong and Tencent insiders. If you open the qq wallet of your mobile phone and see the entrance of micro-loan, it means that you are invited to be the first customer of micro-loan, otherwise you can only use it when it is open to the public or completely open.
The credit line of micro-loan is 200,000-200,000 yuan, and it can be received within 15 minutes after the application is submitted, which is particularly convenient and incomparable to other small loan companies. The loanable amount of Tencent Microfinance is calculated according to the basic information of users, QQ-based online behavior data and other third-party data, and cannot be changed in a short time after the authorization is successful.
It is reported that the interest rate of micro-loans is five ten thousandths, equivalent to annualized interest rate 18.25%. In the future, with the further liberalization of users, differentiated pricing will be implemented, and customers with good credit can enjoy the daily interest of two ten thousandths to three ten thousandths, which is equivalent to 7.2%- 10.8% on an annualized basis. At present, micro-credit loans can be repaid in 5 installments, 10 installments and 20 months.
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