How long will it take to notify the approval result after the call of auto financing loan return visit?

1. How long will it take to notify the approval result after the return call of the auto financing loan?

Fast is the day, slow is 3-5 days, or even months. This is related to the handling bank, personal credit, repayment ability and so on. The reason why the bank called back was to confirm the authenticity of the information submitted by the borrower.

If the information obtained by the bank's telephone call back is inconsistent with the information provided by the borrower, then the bank will definitely question the borrower's character and situation, ranging from some bumps on the loan road to premature failure.

In addition, some questions raised by the loan Commissioner should also be answered seriously. In the process of answering, you can add more hints, such as suggesting that you have enough repayment ability and willingness.

Try to leave a good impression on the loan officer, which will be very beneficial to the applicant when reviewing the loan. In fact, a phone call from the bank is very important, and it also has a certain impact on whether the borrower can get the loan smoothly. This suggestion must be taken seriously.

2. How long will it take for Jizhi Auto Finance to get the result after calling?

1 working sunrise result

After applying, you will receive a call back from auto finance. Information is compliant. After the call is successfully connected, it will take about 1 working day (postponed in case of holidays). Therefore, please pay attention to the call () and SMS reminder of Auto Finance Co., Ltd..

3. After the GM loan is submitted, how many days do you usually get a phone reply?

There are many questions, let's talk about them one by one ~

First, can I get a loan? After you need to submit the materials, General Motors Finance will review your personal conditions, and it is impossible to judge directly now.

Second, it is impossible to pay a down payment of 50,000 yuan 18 months. On the one hand, the loans are basically paid back all year round, on the other hand, your income is not high. Even if it is paid for two years, the monthly payment will cost 3,000 to 4,000 yuan. Generally speaking, the monthly payment is less than half of your monthly income and will not affect your life. So, either you have to increase the down payment or extend the loan term. Another solution is to apply for an installment repayment plan for young people, so that your monthly payment will be relatively low, and you will pay back hundreds of dollars a month. At the end of the year, bonuses will be paid, and the principal will be more, and the income in the second year will definitely go up. The monthly payment will increase slightly, and the rest will be paid in the 24th month.

Thirdly, Yinglang has no preferential loan activities at present, and I don't know if there will be any later. You can keep an eye on General Finance official website at any time. If there are activities, the interest rate will be lower and certainly more cost-effective.

That's all, I hope it will help you!

4. How long will it take to notify the approval result after the call of auto financing loan return visit?

If the information is complete, generally speaking, the loan will be approved on the same day (no home visit), at most until the next day.

If you need a home visit, it usually takes about 3 days.

This premise is that the information is complete.

After that, you have to sign the contract and send it back to the headquarters. Generally speaking, the mailing time is 2 days.

Let's just say that if all goes well and there is a car in the 4S shop, your application can be completed in a week at most.

If you are quick, pick up the car in three days.