It is Ctrip's high financial interest that meets these conditions, and the loan interest rate is generally not high.

When it comes to small loan products on the market, many users will think of some small loan products owned by Internet finance companies. For example, Alipay's lending treasure, WeChat's micro-loan and Ctrip's Ctrip Finance. It is Ctrip's high financial interest that meets these conditions, and the loan interest rate is generally not high!

Is Ctrip's financial interest high?

According to official website of Ctrip Finance, the lowest interest rate of Ctrip Finance is converted into monthly interest rate, that is, converted into annual interest rate, that is to say, the loan is 1 0,000 yuan, and the annual interest is 720 yuan. Compared with most financial institutions in the market, the annual interest rate of Ctrip Finance is not high.

But it should be noted that the above is the minimum annual interest rate. The actual situation and personal qualifications of each borrower are different. The worse the individual's comprehensive qualification, the higher the loan risk and the higher the loan interest rate. Borrowers can only get a lower loan interest rate if they strive to improve their comprehensive scores.

1, fill in personal data.

When filling in personal data, the borrower must first ensure the authenticity. The content to be filled in must be complete, and he can perfect his personal information as much as possible. After submitting the application, don't modify your account information at will to avoid being considered wrong by the system.

In addition, it is best to add some information that can prove your economic strength. Such as real estate license, vehicle or provident fund information. All these can effectively help borrowers increase the loan amount and reduce the loan interest rate.

2. Maintain good credit information.

Keep good credit information, and it is best not to apply for other loan products or apply for credit cards frequently during the loan approval period to maintain good personal credit.

The above is "Is Ctrip's financial interest high?" I hope it will help everyone!