How many days is the mortgage overdue, and there is no text message for deduction?

According to the loan contract, the debtor should take the initiative to repay the loan on time, and the bank, as a creditor, has no obligation to send information or notify the repayment every day. Under normal circumstances, after the mortgage is overdue, the bank will notify you by SMS once within a week. If the overdue period exceeds 15 -30 days, the bank will call to destroy it. If the overdue period exceeds 30 -90 days, the bank account manager will come to the door or send a letter to destroy it. If it exceeds 90 days, the bank will consider suing the court for judicial disposal.