Send a text message to repay the loan, but each loan account is different. Could it be fraud?

Generally speaking, it is fraud. It is even more strange for your friends to receive your loan information. Of course, your loan will be given to you first.

Now that technology is developed, the reason why mobile phones always receive loan text messages is probably caused by the following three reasons. In the world of Internet, there is no absolute security. Please be careful.

In the first case, you have used some lending platforms, but the money has been paid back. For those platforms, you are a loyal old customer. As a salesperson, how can you give up your old customers? So from time to time, I will call to harass or introduce my platform by SMS. What are the benefits?

Now some microfinance platforms are everywhere. Some small partners who have no self-control are often on the way to pay back the loan by robbing Peter to pay Paul. Borrowing the new and returning the old makes them feel physically and mentally exhausted. Although the money has been paid off, you have become an old customer of some lending platforms. Salespeople know how to protect old customers, so they will receive some loan information regularly.

In the second case, you see advertisements made by some lending platforms, and you are curious to register but don't borrow money. At this time, you are considered as a potential customer, so the salesperson of the lending platform will call you or send a text message. _ The current social reputation is very important, which is closely related to your life, such as buying a house with a bank loan and educating your children. Without a good credit, it's really hard to move. Therefore, some platforms dare to borrow, not afraid that you will not pay back, because now many small loans will be granted credit, and the information you filled in at the beginning is real-name authentication.

Microfinance can really solve the urgent needs of some people, and the profit of microfinance platform is also considerable. We need to repay the principal and interest. If you choose installment, the interest will be higher. Driven by interests, many lending platforms are widely advertised on the Internet. If you are careful, you may find that when you brush a video, there is a download link of the platform. Therefore, many netizens will click on advertisements curiously and do not borrow money after registration. So some lending platforms are for potential customers.